288 Ironhound Dr, Troy, VA 22974 Property Records

Fluvanna County property record for 288 Ironhound Dr, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 2011
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$214,500 (Feb 2021)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 24 24`

Property Details

APN / Parcel Number

Primary APN	`10 24 24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,552 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	118 sqft
Balcony Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	288 IRONHOUND DR
City	TROY
State	VA
Zip	22974-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 210000925 AC 0.48 MOUNTAIN MEADOWS
Legal Subdivision	MOUNTAIN MEADOWS
Legal Block	2
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2031
Census Tract	20101

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	288 IRONHOUND DR, TROY, VA 22974-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Nov 17, 2011 · Amount on Record
Deed Document Number	2021925
Record Updated	Sep 20, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 25, 2021
Property Address	288 IRONHOUND DR, TROY, VA 22974-4370
Document Number	0210000925
Map Reference	PB 3 PG 52
Instrument Date	Feb 24, 2021
Instrument	210000925
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 IRONHOUND DR, TROY, VA 22974-4370

Mortgage

Document Number	0210000926
Date	Feb 25, 2021
Instrument	210000926

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,500 (-) Land $35,000 Building $260,500	$295,500 (-) Land $35,000 Building $260,500
2025	$2,231.00 (+13.31%)	$295,500 (+26.61%) Land $35,000 Building $260,500	$295,500 (+26.61%) Land $35,000 Building $260,500
2023		$233,400 Land $35,000 Building $198,400	$233,400 Land $35,000 Building $198,400
2022	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20