288 Hickory Ln, Elgin, TX 78621 Property Records

Bastrop County property record for 288 Hickory Ln, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	1,321 sqft · built 1999
Lot Size	2.1 acres (91,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,400 (Oct 2019)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R49639`

Property Details

APN / Parcel Number

Primary APN	`R49639`
Alternative APN	`O0134680`

Interior

Stories	1 Story
Building Area	1,321 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	1,321 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	91,650 sqft (2.1 acres)
Garage Type	Carport
Garage Area	150 sqft
Carport	Carport
Carport Area	150 sqft
Porch	Covered Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	288 HICKORY LN
City	ELGIN
State	TX
Zip	78621-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN OAKS SEC 2, LOT 536, ACRES 2.1040
Legal Subdivision	HIDDEN OAKS SEC 2
Legal Tract	536
Legal Block	1
Legal Lot Number	536
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1020
Census Tract	950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 HICKORY LN, ELGIN, TX 78621-5549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 10, 2019	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201915723
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	288 HICKORY LN, ELGIN, TX 78621-5549
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202126968
Date	Dec 16, 2021
Instrument	202126968

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 10, 2019
Property Address	288 HICKORY LN, ELGIN, TX 78621-5549
Document Number	201915723
Map Reference	CAB 2 PG 211-A&211-B
Instrument Date	Oct 10, 2019
Instrument	201915723
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 MEADOWS DR, ROUND ROCK, TX 78681-2818

Mortgage

Document Number	201915724
Date	Oct 10, 2019
Instrument	201915724

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,216.00 (+11.88%) Homeowner's exemption	$354,715 (-7.69%)	$355,900 (-7.38%) Land $189,349 Building $166,551
2024	$4,662.00
2023	Homeowner's exemption	$384,245 Land $189,349 Building $194,896	$384,245 Land $189,349 Building $194,896
2022	$4,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Verizon, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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