Surry County property record for 288 Gilmer Miller Rd, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,740 sqft · built 1962 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Dec 2002) |
| Tax Bill | $896 (2026) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4060-00-84-6903 |
| Primary APN | 4060-00-84-6903 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 364 ft Width |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 98 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 41227830 |
|---|---|
| Street Address | 288 GILMER MILLER RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-7323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | GILMER RD |
| Legal Subdivision | BEULAH |
| Jurisdiction | SURRY NC |
| Township / Civil Division | STEWARTS CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930804 |
288 Gilmer Miller Rd, a rural home, is owned and occupied by an individual who bought it in December 2002.
Source: Surry County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 288 GILMER MILLER RD, LOWGAP, NC 27024-7323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Feb 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2002 · Amount on File |
| Deed Sale | Dec 1, 2002 · Amount on File |
| Prior Sale | Apr 1, 1962 |
| Deed Book / Page | 909 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 288 GILMER MILLER RD, LOWGAP, NC 27024-7323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001887/697 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 1887/697 |
| Instrument | 714092 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 20, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 288 GILMER MILLER RD, LOWGAP, NC 27024-7323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1696/563 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 1696/563 |
| Instrument | 669679 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 288 GILMER MILLER RD, LOWGAP, NC 27024-7323 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1660/858 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 1660/858 |
| Instrument | 661264 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
The 2026 property tax bill for 288 Gilmer Miller Rd was $896, down 2.7% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896.00 (-2.71%) | $115,860 (-19.69%) Land $19,200 Building $96,660 | $115,860 (-19.69%) Land $19,200 Building $96,660 |
| 2025 | $921.00 | $144,270 Land $19,200 Building $125,070 | $144,270 Land $19,200 Building $125,070 |
| 2023 | $639.00 | $115,860 Land $19,200 Building $96,660 | $115,860 Land $19,200 Building $96,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 288 Gilmer Miller Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 288 Gilmer Miller Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
No cell data coverage reported
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