Garrard County property record for 288 Fall Lick Rd, Lancaster, KY 40444 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1989 |
| Lot Size | 1.01 acres (44,397 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $751 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35A-05-020 |
| Primary APN | 35A-05-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,397 sqft (1.01 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1359 |
|---|---|
| Street Address | 288 FALL LICK RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L 21 SPRING HILL EST |
| Legal Subdivision | SPRING HILL EST |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970300 |
Source: Garrard County records · APN 35A-05-020
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 288 FALL LICK RD, LANCASTER, KY 40444-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 288 FALL LICK RD, LANCASTER, KY 40444-9756 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M466/190 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | M466/190 |
| Instrument | 202233 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Jan 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 11.6% |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 (-4.09%) Disabled Person's exemption | $120,000 (-) Land $25,000 Building $95,000 | $120,000 (-) Land $25,000 Building $95,000 |
| 2024 | $783.00 (+4.26%) Disabled Person's exemption | $120,000 (+4.35%) Land $25,000 Building $95,000 | $120,000 (+4.35%) Land $25,000 Building $95,000 |
| 2023 | $751.00 (-8.64%) Disabled Person's exemption | $115,000 (-) Land $20,000 Building $95,000 | $115,000 (-) Land $20,000 Building $95,000 |
| 2022 | $822.00 Disabled Person's exemption | $115,000 Land $20,000 Building $95,000 | $115,000 Land $20,000 Building $95,000 |
Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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