Penobscot County and Bangor City property record for 288 Elm St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,144 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jun 2025) |
| Tax Bill | $3,133 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:046 L:120 |
| Primary APN | BANG M:046 L:120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1582 |
|---|---|
| Street Address | 288 ELM ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 120 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 300 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 STATE ST, 2A, BANGOR, ME 04401-5169 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION |
| Jul 9, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 23, 2018 | Deed of Trust, Transfer MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Jul 9, 2020 · Amount on Record |
| Deed Document Number | 202515852 |
| Deed Book / Page | 17535 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 288 ELM ST, BANGOR, ME 04401-3941 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0164890054 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 16489/54 |
| Instrument | 13921 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jul 9, 2020 |
| Property Address | 288 ELM ST, BANGOR, ME 04401-3941 |
| Document Number | 0156000088 |
| Book / Page | 15600 / 88 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 19795 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 66 STILLWATER AVE, BANGOR, ME 04401-3915 |
| Document Number | 0000019796 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 19796 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 288 ELM ST, BANGOR, ME 04401-3941 |
| Document Number | 0147480152 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 288 ELM ST BANGOR ME 044013941, BANGOR, ME 04401-3941 |
| Document Number | 0147480152 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 014748/000152 |
| Instrument | 4675 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 22, 2048 |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,133.00 | $177,000 (+4.8%) Land $18,200 Building $158,800 | |
| 2024 | $3,133.00 (+18.63%) | $168,900 (+22.48%) Land $17,900 Building $151,000 | $184,015 |
| 2023 | $2,641.00 (+7.53%) | $137,900 (+14.53%) Land $17,900 Building $120,000 | |
| 2022 | $2,456.00 | $120,400 Land $17,900 Building $102,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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