288 E Teague Bay Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 288 E Teague Bay Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,742 sqft · built 2016
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2020)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026551-1230`

Property Details

APN / Parcel Number

Primary APN	`026551-1230`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	3,322 sqft
1st Floor Area	1,166 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	288 E TEAGUE BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/63-69 GLEN ST. JOHNS PHASE 1A LOT 123 OR5060/1748
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	GLEN ST. JOHNS PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	123
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20908

Owner

288 E Teague Bay Dr is owned and occupied by two individuals who bought it in October 2020.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 21, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Feb 14, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Feb 14, 2017 · Amount on File
Deed Document Number	202086548
Deed Book / Page	5060 / 1748
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E TEAGUE BAY DR, ST AUGUSTINE, FL 32092-3094
Investor	Possibly a Property Investor

Mortgage

Document Number	0062670838
Date	Dec 3, 2025
Book Page	6267/838
Instrument	2025098295

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 26, 2040

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094

Mortgage

Document Number	0054770977
Date	Jan 26, 2022
Book Page	5477/977
Instrument	2022008840

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PAUMA VALLEY, CA 92061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 2, 2020
Property Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094
Document Number	0050601748
Book / Page	5060 / 1748
Map Reference	MB 71 PG 63-69
Instrument Date	Sep 30, 2020
Instrument	2020086548
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2220 COUNTY ROAD 210 W # W108, 2220, SAINT JOHNS, FL 32259-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E TEAGUE BAY DR, ST AUGUSTINE, FL 32092-3094

Mortgage

Document Number	50601750
Date	Oct 2, 2020
Instrument	5060/1750

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094
Document Number	0047121845
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	288 E TEAGUE BAY DR ST AUGUSTINE FL 320923094, ST AUGUSTINE, FL 32092-3094

Mortgage

Document Number	0047121845
Date	Apr 23, 2019
Book Page	004712/001845
Instrument	27541

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 14, 2017
Property Address	288 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-3094
Document Number	0043301800
Book / Page	004330 / 001800
Instrument Date	Feb 13, 2017
Instrument	10813
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	288 E TEAGUE BAY DR ST AUGUSTINE FL 320923094, ST AUGUSTINE, FL 32092-3094

Mortgage

Document Number	43301802
Date	Feb 14, 2017
Book Page	004330/001802
Instrument	10814

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 288 E Teague Bay Dr was $4,722 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,827 (+2.7%)	$421,806 (-5.21%) Land $100,000 Building $321,806
2025	$4,722.00 (+8.83%) Homeowner's exemption	$257,865 (+2.9%)	$444,974 (-1%) Land $112,000 Building $332,974
2024	$4,339.00 (+4.91%) Homeowner's exemption	$250,598 (+3%)	$449,466 (+3.64%) Land $110,000 Building $339,466
2023	$4,136.00 (+6.46%) Homeowner's exemption	$243,299 (+3%)	$433,698 (+3.23%) Land $105,000 Building $328,698
2022	$3,885.00 Homeowner's exemption	$236,213	$420,133 Land $89,600 Building $330,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 E Teague Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 E Teague Bay Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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