288 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 288 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1995
Lot Size	1.42 acres (62,291 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,052 (2023)
Deeds & Mortgages	Dec 2022 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8265-02-03005-2`

Property Details

APN / Parcel Number

Primary APN	`S8265-02-03005-2`
Alternative APN	`403717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,262 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	62,291 sqft (1.42 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	403717
Street Address	288 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	SUNSET RIDGE 2 E2 LOT 5 BLK 3
Legal Subdivision	SUNSET RIDGE 2
Legal Block	3
Legal Lot Number	5
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1000
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	288 E SLEEPER RD, OAK HARBOR, WA 98277-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	288 E SLEEPER RD, OAK HARBOR, WA 98277-9424
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004554716
Date	Dec 12, 2022
Instrument	4554716

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Sep 1, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	288 E SLEEPER RD, OAK HARBOR, WA 98277-9424
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004523478
Date	Jul 6, 2021
Instrument	4523478

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,950 (+0.94%) Land $210,000 Building $228,950	$438,950 (+0.94%) Land $210,000 Building $228,950
2023	$3,052.00	$434,877 (+6.77%) Land $200,000 Building $234,877	$434,877 (+6.77%) Land $200,000 Building $234,877
2022		$407,313 Land $200,000 Building $207,313	$407,313 Land $200,000 Building $207,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET RIDGE COMMUNITY ASSN private · serves 140 people · EPA ID WA5386158
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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