288 E 15th St, Costa Mesa, CA 92627 Property Records

Orange County property record for 288 E 15th St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 2016
Lot Size	0.075 acres (3,248 sqft)
Owner	2 Company Names on Record
Last Sale	$1,345,000 (Mar 2017)
Tax Bill	$18,785 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`425-161-25`

Property Details

APN / Parcel Number

Primary APN	`425-161-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	3,248 sqft (0.075 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	288 E 15TH ST
City	COSTA MESA
State	CA
Zip	92627-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 388 PG 7 PAR 1
Legal Subdivision	A O HARRIS SUBDIVISION
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3008
Census Tract	63302

Owner

Source: Orange County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 8, 2026	Intrafamily Transfer, Transfer
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jan 21, 2020	Grant Deed, Transfer BANK OF AMERICA
Mar 16, 2017	Grant Deed, Transfer · ARM WEST ONE CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	2017108671
Prior Transfer Date	Oct 30, 1995
Prior Transfer Doc	0000488841
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 22, 2026
Property Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Document Number	0000266459
Instrument Date	Sep 15, 2026
Instrument	2026266459
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	288 E 15TH ST, COSTA MESA, CA 92627-3741

Mortgage

Document Number	0000266459,
Date	Sep 22, 2026
Instrument	2026266459

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 8, 2026
Property Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Document Number	0000005368
Map Reference	MB 388 PG 7&8
Instrument Date	Dec 23, 2025
Instrument	2026000005368
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E 15TH ST, COSTA MESA, CA 92627-3741

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E 15TH ST, COSTA MESA, CA 92627-3741

Mortgage

Document Number	0000405654
Date	Jun 21, 2021
Instrument	2021000405654

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E 15TH ST, COSTA MESA, CA 92627-3741

Mortgage

Document Number	0000223515
Date	Jun 22, 2022
Instrument	2022000223515

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 21, 2020
Property Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Document Number	0000025488
Instrument Date	Dec 15, 2019
Instrument	25488
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,678.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E 15TH ST COSTA MESA CA 926273741, COSTA MESA, CA 92627-3741

Mortgage

Document Number	25489
Date	Jan 21, 2020
Instrument	25489

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 16, 2017
Property Address	288 E 15TH ST, COSTA MESA, CA 92627-3741
Document Number	0000108671
Map Reference	MB 388 PG 7&8
Instrument Date	Feb 27, 2017
Instrument	2017000108671
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1852 WALBURY DR, ATLANTA, GA 30338-5050

Mortgage

Document Number	0000108672
Date	Mar 16, 2017
Instrument	2017000108672

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	22.5%
Max Rate At Change	91.2%
Index	LIBOR
Max Rate	91.2%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,701,164 (+2%) Land $1,131,328 Building $569,836
2025	$18,785.00 (+5.32%) Homeowner's exemption	$1,667,808 (+4.04%) Land $1,109,145 Building $558,663
2023	$17,836.00 (+3.03%) Homeowner's exemption	$1,603,046 Land $1,066,076 Building $536,970
2022	$17,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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