288 Comet Dr, Toney, AL 35773 Property Records

Madison County property record for 288 Comet Dr, Toney, AL 35773

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$56 (2026)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`05-08-27-0-002-027.000`

Property Details

APN / Parcel Number

Primary APN	`05-08-27-0-002-027.000`
Alternative APN	`182589`

Exterior

Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	247 ft deep x 115 ft wide

Location & Zoning

Account Number	182589
Street Address	288 COMET DR
City	TONEY
State	AL
Zip	35773-8836
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	A PORTION OF THAT CERTAIN PARCEL OF LAND R/C AS TRACT #23 DB 753/576 & BEING ALL THAT PART OF THE S 1/2 OF SEC 27 MORE PARTIC
Legal Range	02W
Legal Township	01S
Legal Section	27
Legal Tract	23
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2014
Census Tract	10405

Owner

288 Comet Dr, residential vacant land, is owned and occupied by two individuals.

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	298 COMET DR, TONEY, AL 35773-8836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	288 COMET DR, TONEY, AL 35773-8836
Document Number	0000007949
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000007949
Date	Feb 8, 2018
Instrument	7949

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 288 Comet Dr was $56 with a homeowner's exemption, up 5.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$56.00 (+5.66%)
2025	$53.00 Homeowner's exemption	$1,600 Land $1,600	$45,000 Land $45,000
2023	$50.00 Homeowner's exemption	$1,500 (-) Land $1,500	$15,000 (-) Land $15,000
2022	$50.00 Homeowner's exemption	$1,500 Land $1,500	$15,000 Land $15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 Comet Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Comet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20