St. Johns County property record for 288 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,247 sqft · built 2014 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,276 (Nov 2014) |
| Tax Bill | $3,474 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0420 |
| Primary APN | 009624-0420 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,247 sqft Living Area |
| Gross Area | 3,929 sqft |
| 1st Floor Area | 2,882 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 254 sqft |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 288 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 42 OR3954/876 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 1 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
288 Cloisterbane Dr is owned and occupied by two individuals who bought it in November 2014.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 288 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Nov 20, 2018 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2014 · Amount on File |
| Deed Sale | Nov 17, 2014 · Amount on File |
| Deed Document Number | 201467089 |
| Deed Book / Page | 3954 / 876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0049971657 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 4997/1657 |
| Instrument | 2020060016 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 288 CLOXSTERBANE DR, JACKSONVILLE, FL 32259-8228 |
| Document Number | 0053521073 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 5352/1073 |
| Instrument | 2021094046 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Document Number | 0048211665 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 288 CLOISTERBANE DR ST JOHNS FL 322598228, ST JOHNS, FL 32259-8228 |
| Document Number | 0048211665 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 004821/001665 |
| Instrument | 80821 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8228 |
| Document Number | 0046460232 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 288 CLOISTERBANE DR #C ST JOHNS FL 322598228, C, ST JOHNS, FL 32259-8228 |
| Document Number | 0046460232 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 004646/000232 |
| Instrument | 84856 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2048 |
The 2025 property tax bill for 288 Cloisterbane Dr was $3,474 with a veteran's exemption, up 6.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,398 (+2.7%) | $625,343 (-0.36%) Land $160,000 Building $465,343 | |
| 2025 | $3,474.00 (+6.7%) Disabled Person's exemption Veteran's exemption | $408,372 (+2.9%) | $627,598 (-0.1%) Land $155,000 Building $472,598 |
| 2024 | $3,256.00 (-57.17%) Disabled Person's exemption Veteran's exemption | $396,863 (+3%) | $628,243 (+1.02%) Land $155,000 Building $473,243 |
| 2023 | $7,602.00 (+4.25%) Homeowner's exemption | $385,304 (+3.39%) | $621,880 (+17%) Land $145,000 Building $476,880 |
| 2022 | $7,292.00 Homeowner's exemption | $372,662 | $531,514 Land $123,200 Building $408,314 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 288 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 288 Cloisterbane Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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