St. Johns County property record for 288 Cedarstone Way, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,369 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,995 (Nov 2018) |
| Tax Bill | $5,857 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-1750 |
| Primary APN | 029011-1750 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 2,949 sqft |
| 1st Floor Area | 2,369 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 165 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 288 CEDARSTONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 175 OR4637/243 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT C |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 175 |
| Legal Unit | C |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-1750
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 03, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 05, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Jul 13, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2018 · Amount on Record |
| Deed Sale | Nov 05, 2018 · Amount on Record |
| Prior Sale | Jul 01, 2017 · Amount on Record |
| Deed Document Number | 201880026 |
| Deed Book / Page | 4637 / 243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 0000050952 |
| Book / Page | 6383 / 1004 |
| Instrument Date | May 23, 2026 |
| Instrument | 202650952 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 0000050952, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 6383/1004 |
| Instrument | 202650952 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 0051771655 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 5177/1655 |
| Instrument | 2021015853 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 0055710469 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 5571/469 |
| Instrument | 2022055735 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048760241 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 4876/0241 |
| Instrument | 2020008307 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 05, 2018 |
| Property Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 0046370243 |
| Book / Page | 4637 / 0243 |
| Map Reference | MB82 PG1-7 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018080026 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 288 CEDAR STONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 2018080027 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 2018080027 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 288 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0007 |
| Document Number | 0044031553 |
| Book / Page | 004403 / 001553 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 48195 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,926.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,915 (+2.7%) | $438,838 (+4.39%) Land $100,000 Building $338,838 | |
| 2025 | $5,857.00 (+8.14%) Homeowner's exemption | $302,741 (+2.9%) | $420,366 (-0.78%) Land $100,000 Building $320,366 |
| 2024 | $5,416.00 (+1.52%) Homeowner's exemption | $294,209 (+3%) | $423,679 (+10.4%) Land $100,000 Building $323,679 |
| 2023 | $5,335.00 (+1.87%) Homeowner's exemption | $285,640 (+3%) | $383,779 (+6.12%) Land $84,000 Building $299,779 |
| 2022 | $5,237.00 Homeowner's exemption | $277,320 | $361,653 Land $84,000 Building $277,653 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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