288 Cedar Hill Rd, Ramer, AL 36069 Property Records

Montgomery County property record for 288 Cedar Hill Rd, Ramer, AL 36069

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,627 sqft · built 1987
Lot Size	6.3 acres (274,428 sqft)
Owner	2 Individual Names on File
Tax Bill	$783 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07-26-0-000-004.001`

Property Details

APN / Parcel Number

Primary APN	`29-07-26-0-000-004.001`
Alternative APNs	`0329072600000004001` `293145`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	274,428 sqft (6.3 acres)
Porch	Open Porch
Porch Area	561 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	293145
Old Parcel Number	0329072600000004001
Street Address	288 CEDAR HILL RD
City	RAMER
State	AL
Zip	36069-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NE1/4 OF NW1/4 SEC 26 T12N R18E TH N 1220 TH SWLY 316 TO POB TH SWLY 1268.8 TH NWLY 529.7 TH E 1399.5 TO POB
Legal Range	18E
Legal Township	12N
Legal Section	26
Jurisdiction	MONTGOMERY AL
Township / Civil Division	RAMER
Census Block Group	3
Census Block	3022
Census Tract	5800

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	288 CEDAR HILL RD, RAMER, AL 36069-5801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit MAX CU
Nov 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	288 CEDAR HILL RD, RAMER, AL 36069-5801
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059690940
Date	May 2, 2023
Book Page	5969/940

Lender

Name	MAX CU
Type	Credit Union
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	288 CEDAR HILL RD, RAMER, AL 36069-5801
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 CEDAR HILL RD, RAMER, AL 36069-5801

Mortgage

Document Number	0059060293
Date	Nov 18, 2022
Book Page	5906/293

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MONTGOMERY, AL 36106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 14, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	288 CEDAR HILL RD, RAMER, AL 36069-5801
Document Number	0052940424
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 CEDAR HILL RD RAMER AL 360695801, RAMER, AL 36069-5801

Mortgage

Document Number	0052940424
Date	Oct 4, 2019
Book Page	005294/000424

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2044

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$783.00 (+9.05%) Homeowner's exemption	$22,460 (+19.66%) Land $5,510 Building $16,950	$224,600 (+19.66%) Land $55,100 Building $169,500
2023	$718.00 Homeowner's exemption	$18,770 Land $4,100 Building $14,670	$187,700 Land $41,000 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mon-Cre Telephone Cooperative Fiber	200 / 200

Cell Coverage

5G and 4G LTE (outdoors only)

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