288 Bowen Rd, Rougemont, NC 27572 Property Records

Person County property record for 288 Bowen Rd, Rougemont, NC 27572

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,114 sqft · built 1994
Lot Size	9.97 acres (434,293 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A87 32`

Property Details

APN / Parcel Number

Primary APN	`A87 32`
Alternative APN	`18176 301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,114 sqft Heated Area
Gross Area	2,570 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	434,293 sqft (9.97 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	288 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18176 301
Street Address	288 BOWEN RD
City	ROUGEMONT
State	NC
Zip	27572-7075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9&97/100AC/PAR A/HSE
Jurisdiction	PERSON NC
Township / Civil Division	MOUNT TIRZAH
Census Block Group	2
Census Block	2000
Census Tract	920500

Owner

288 Bowen Rd is owned and occupied by two individuals who acquired it in November 2001.

Source: Person County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	288 BOWEN RD, ROUGEMONT, NC 27572-7075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 15, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2001
Deed Sale	Nov 13, 2001
Deed Book / Page	349 / 820
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	288 BOWEN RD, ROUGEMONT, NC 27572-7075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010100826
Date	Jun 21, 2019
Book Page	1010/826
Instrument	381901

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	288 BOWEN RD, ROUGEMONT, NC 27572-7075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010480190
Date	Aug 24, 2020
Book Page	1048/190
Instrument	388534

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 26, 2040

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PERSON NC
Property Address	288 BOWEN RD, ROUGEMONT, NC 27572-7075
Document Number	0010480209
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	288 BOWEN RD ROUGEMONT NC 275727075, ROUGEMONT, NC 27572-7075

Mortgage

Document Number	0010480209
Date	Aug 24, 2020
Book Page	001048/000209

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 288 Bowen Rd was $2,736.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,198 (-)	$405,198 (-) Land $109,959 Building $295,239
2025	$2,736.00	$405,198	$405,198 Land $109,959 Building $295,239
2023	$1,881.00 (+0.32%)	$240,737	$240,737 Land $41,465 Building $199,272
2022	$1,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 Bowen Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Bowen Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: Spectrum, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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