288 Arbuthnot St, Winter Haven, FL 33881 Property Records

Polk County property record for 288 Arbuthnot St, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,485 sqft Living Area
Lot Size	7,261 sqft (0.167 acres)
Occupancy	Owner Occupied
Last Sale	$310,000 (2025)
Tax Bill	$3,492.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529017-000220`
Alternative APN	`082826529017000220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,485 sqft Living Area
Gross Area	1,885 sqft Gross Area
1st Floor	1,485 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,261 sqft (0.167 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	25 sqft Porch

Location & Zoning

Street Address	288 ARBUTHNOT ST
City	WINTER HAVEN
State	FL
Zip	33881-9516
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SANCTUARY BY THE LAKE PHASE TWO PB 183 PG 42-43 LOT 22
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	22
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	1
Census Block	1004
Census Tract	13601

Owner

Source: Polk County records · APN 26-28-08-529017-000220

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	288 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2025 · Amount on Record
Deed Sale	Apr 09, 2025 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Doc Number	202581442
Deed Book / Page	13501 / 740
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2022
Property Address	288 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number	0000217519
Book / Page	12374 / 877
Map Reference	MB 183 PG 42&43
Instrument Date	Aug 08, 2022
Instrument	2022217519
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,195.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516

Mortgage

Document Number	0012374878
Date	Aug 10, 2022
Instrument	12374/878

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (-7.89%)	$227,161 (-5.29%) Land $46,000 Building $181,161	$227,161 (-5.29%) Land $46,000 Building $181,161
2023	$3,791.00 (+343.39%) Homeowner's exemption	$239,854 (+445.12%) Land $44,000 Building $195,854	$239,854 (+445.12%) Land $44,000 Building $195,854
2022	$855.00	$44,000 Land $44,000	$44,000 Land $44,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.