288 3rd St, Unit 404, Oakland, CA 94607 Property Records

Alameda County property record for 288 3rd St, Unit 404, Oakland, CA 94607

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,313 sqft · built 2006
Lot Size	0.688 acres (29,965 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (May 2018)
Tax Bill	$14,538 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-153-61`

Property Details

APN / Parcel Number

Primary APN	`1-153-61`
Alternative APN	`001-0153-061-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	91 Units
Stories	6 Stories
Building Area	1,313 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	29,965 sqft (0.688 acres)

Location & Zoning

Street Address	288 3RD ST, 404
City	OAKLAND
State	CA
Zip	94607-4570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P284 PAGE: 21 LOT: BLDG: UNIT:404
Legal Subdivision	PARCEL MAP 8496
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2012
Census Tract	983200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Waterfront Warehouse District listed 2000 · 25 contributing resources · NRIS 00000361

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 LAURIE DR, NOVATO, CA 94947-2876
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 4, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	201890231
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	288 3RD ST UNIT 404, 404, OAKLAND, CA 94607-4570
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 3RD ST 404, 404, OAKLAND, CA 94607-4570

Mortgage

Document Number	0000181946
Date	Nov 4, 2022
Instrument	2022181946

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 19, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	288 3RD ST UNIT 404, 404, OAKLAND, CA 94607-4570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 3RD ST 404, 404, OAKLAND, CA 94607-4570

Mortgage

Document Number	0000200205
Date	Aug 17, 2020
Instrument	2020200205

Lender

Name	US BANK NA
Type	Bank
Address	OAKLAND, CA 94607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 4, 2018
Property Address	288 3RD ST UNIT 404, 404, OAKLAND, CA 94607-4570
Document Number	0000090231
Map Reference	MB 284 PG 21&22
Instrument Date	Apr 25, 2018
Instrument	2018090231
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	288 3RD ST UNIT 404, 404, OAKLAND, CA 94607-4570

Mortgage

Document Number	0000090232
Date	May 4, 2018
Instrument	2018090232

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,000 (-22.11%) Land $222,000 Building $518,000
2025	$14,538.00 (-2.35%)	$950,000 (-5.06%) Land $285,000 Building $665,000
2023	$14,888.00 Homeowner's exemption	$1,000,671 Land $300,201 Building $700,470	$924,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, T-Mobile.

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