288 10th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 288 10th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,200 sqft · built 1891
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Jul 2019)
Tax Bill	$6,851 (2026)
Deeds & Mortgages	Nov 2021 Refinance Jul 2019 Mortgage + 2 more
APN	`381700 101.31-10-21`

Property Details

APN / Parcel Number

Primary APN	`381700 101.31-10-21`
Alternative APN	`0706470`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,200 sqft Total Area
1st Floor Area	1,100 sqft
2nd Floor Area	1,100 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0706470
Street Address	288 10TH ST
City	TROY
State	NY
Zip	12180-2313
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Block	10
Legal Lot Number	21.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	40600

Owner

288 10th St, a duplex, is owned by an individual who bought it in July 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	173 7TH AVE, 1R, TROY, NY 12180-1768
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Quit Claim Deed, Construction Loan PRIVATE INDIVIDUAL
Dec 20, 2018	Grant Deed, Transfer
Nov 8, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	2019554286
Deed Book / Page	8891 / 94
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	0000554286
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	288 10TH ST, TROY, NY 12180-2313
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098190202
Date	Nov 10, 2021
Book Page	9819/202
Instrument	2021-599868

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 22, 2019
Property Address	288 10TH ST, TROY, NY 12180-2313
Document Number	0000554286
Book / Page	008891 / 000094
Instrument Date	Jul 9, 2019
Instrument	554286
Transaction Type	Construction Loan
Record Updated	Aug 9, 2019
Title Company	MARATHON TITLE COMPANY, MARATHON TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 7TH AVE #1R TROY NY 121801037, 1R, TROY, NY 12180-1037

Mortgage

Document Number	554287
Date	Jul 22, 2019
Book Page	008891/000098
Instrument	554287

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MENANDS, NY 12204

Agreement

Amount	Amount on Record

Mortgage

Document Number	554290,
Date	Jul 22, 2019
Book Page	008891/000135
Instrument	554290

Lender

Name	TROY COMMUNITY LAND BANK CORP
Address	200 BROADWAY # 701, TROY, NY 12180-0826

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 21, 2020

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 20, 2018
Property Address	288 10TH ST, TROY, NY 12180-2313
Document Number	0087150172
Book / Page	008715 / 000172
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BROADWAY TROY NY 121803291, TROY, NY 12180-3291

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 8, 2017
Property Address	288 10TH ST, TROY, NY 12180-2313
Document Number	0083470168
Book / Page	008347 / 000168
Instrument Date	Nov 3, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 288 10th St was $6,851, up 34.6% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,851.00 (+34.57%)
2025	$5,091.00	$109,000 Land $8,800 Building $100,200	$186,600 Land $15,065 Building $171,535
2023		$109,000 (-) Land $8,800 Building $100,200	$155,700 (+8.56%) Land $12,570 Building $143,130
2022	$4,733.00	$109,000 Land $8,800 Building $100,200	$143,421 Land $11,579 Building $131,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 288 10th St.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 288 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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