28799 Gresham Pl NE, Poulsbo, WA 98370 Property Records

Kitsap County property record for 28799 Gresham Pl NE, Poulsbo, WA 98370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,175 sqft · built 1999
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Apr 2025)
Tax Bill	$5,686 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5314-000-008-0002`

Property Details

APN / Parcel Number

Primary APN	`5314-000-008-0002`
Alternative APN	`2251205`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,175 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,121 sqft
2nd Floor Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	238 sqft
Patio Area	554 sqft
Canopy	316 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	28799 GRESHAM PL NE
City	POULSBO
State	WA
Zip	98370-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8, SURFCREST ESTATES ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 28 OF PLATS, PAGES 209 AND 210 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	27
Legal Section	14
Legal Subdivision	SURFCREST ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	KITSAP WA
Township / Civil Division	POULSBO
Census Block Group	1
Census Block	1022
Census Tract	90202

Owner

28799 Gresham Pl NE is owned and occupied by two individuals who bought it in April 2025.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28799 GRESHAM PL NE, POULSBO, WA 98370-9351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Oct 4, 1999 · Amount on File
Deed Document Number	202590
Prior Transfer Date	Jun 2, 2016
Prior Transfer Doc	0000000023
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	28799 GRESHAM PL NE, POULSBO, WA 98370-9351
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28799 GRESHAM PL NE, POULSBO, WA 98370-9351
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000186
Date	Dec 12, 2025
Instrument	202512120186

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	28799 GRESHAM PL NE, POULSBO, WA 98370-9351
Document Number	0007140196
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28799 GRESHAM PL NE POULSBO WA 983709351, POULSBO, WA 98370-9351

Mortgage

Document Number	0007140196
Date	Jul 14, 2020
Instrument	202007140196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 28799 Gresham Pl NE was $5,686.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$625,570 (-) Land $133,230 Building $492,340	$625,570 (-) Land $133,230 Building $492,340
2026	$5,686.00	$625,570 Land $133,230 Building $492,340	$625,570 Land $133,230 Building $492,340
2024	$5,407.00 (-1.69%)	$644,560 (-) Land $106,230 Building $538,330	$644,560 (-) Land $106,230 Building $538,330
2023	$5,500.00	$644,560 Land $106,230 Building $538,330	$644,560 Land $106,230 Building $538,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28799 Gresham Pl NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2015–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28799 Gresham Pl NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINLAND serves 4,801 people · EPA ID WA5391923
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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