28796 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 28796 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$506 (2026)
Flood Zone	Zone X (moderate risk)
APN	`13-002673`

Property Details

APN / Parcel Number

Primary APN	`13-002673`
Alternative APN	`002673`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002673
Street Address	28796 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1 ACRE COR-RT 361-FONTAINE RD MANOKIN
Jurisdiction	SOMERSET MD
Township / Civil Division	13, WESTOVER
Census Block Group	2
Census Block	2046
Census Tract	930800

Owner

28796 Fairmount Rd is owned and occupied by an individual who acquired it in October 2000.

Source: Somerset County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	28796 FAIRMOUNT RD, WESTOVER, MD 21871-4208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2000
Deed Sale	Oct 13, 2000
Deed Document Number	2000696
Deed Book / Page	497 / 764
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 28796 Fairmount Rd was $506, down 41% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$506.00 (-41.03%)	$76,133	$85,900 Land $42,500 Building $43,400
2025	$858.00
2023	$595.00	$53,533	$56,600 Land $25,000 Building $31,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28796 Fairmount Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	6 (2012–2022)
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28796 Fairmount Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000