28792 Lajos Ln, Valley Center, CA 92082 Property Records

San Diego County property record for 28792 Lajos Ln, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1985
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Dec 2021)
Tax Bill	$9,165 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`188-322-18-00`

Property Details

APN / Parcel Number

Primary APN	`188-322-18-00`
Alternative APN	`1880818000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	88,427 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1880818000
Street Address	28792 LAJOS LN
City	VALLEY CENTER
State	CA
Zip	92082-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM08625
Legal Tract	8625
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3003
Census Tract	19111

Owner

28792 Lajos Ln is owned and occupied by two individuals who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28792 LAJOS LN, VALLEY CENTER, CA 92082-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jun 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Dec 31, 2003 · Amount on File
Deed Document Number	2021824571
Prior Transfer Date	May 31, 2017
Prior Transfer Doc	0000246869
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2021
Property Address	28792 LAJOS LN, VALLEY CENTER, CA 92082-6107
Document Number	0000824571
Map Reference	PG 8625
Instrument Date	Nov 8, 2021
Instrument	2021-0824571
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28792 LAJOS LN, VALLEY CENTER, CA 92082-6107

Mortgage

Document Number	0000824572
Date	Dec 3, 2021
Instrument	2021-0824572

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28792 LAJOS LN, VALLEY CENTER, CA 92082-6107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178930
Date	May 3, 2018
Instrument	2018-0178930

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2017
Property Address	28792 LAJOS LN, VALLEY CENTER, CA 92082-6107
Document Number	0000246870
Instrument Date	May 31, 2017
Instrument	246870
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28792 LAJOS LN VALLEY CENTER CA 920826107, VALLEY CENTER, CA 92082-6107

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2017
Property Address	28792 LAJOS LN, VALLEY CENTER, CA 92082-6107
Document Number	0000246869
Instrument Date	May 31, 2017
Instrument	246869
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28792 LAJOS LN VALLEY CENTER CA 920826107, VALLEY CENTER, CA 92082-6107

Tax Assessment & Valuation

The 2025 property tax bill for 28792 Lajos Ln was $9,165.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,296 (+2%) Land $411,324 Building $432,972
2025	$9,165.00	$827,742 Land $403,259 Building $424,483
2023	$8,771.00 (+1.67%)	$795,600 Land $387,600 Building $408,000
2022	$8,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28792 Lajos Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28792 Lajos Ln is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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