Lake County property record for 28782 Cedar Bay Dr, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,731 sqft · built 1994 |
| Lot Size | 0.827 acres (36,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,379,000 (Nov 2006) |
| Tax Bill | $3,770 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1515583 |
| Primary APN | R1515583 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,731 sqft Living Area |
| 1st Floor Area | 2,680 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,024 sqft (0.827 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Steep |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000013147 |
|---|---|
| Street Address | 28782 CEDAR BAY DR |
| City | BIGFORK |
| State | MT |
| Zip | 59911-5828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYGNET RNCH SWAN LAKE W SHR TR, S24, T26 N, R19 W, LOT 005 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 24 |
| Legal Subdivision | CYGNET RNCH SWAN LAKE W SHR TR |
| Legal Tract | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 100 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28782 CEDAR BAY DR, BIGFORK, MT 59911-5828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2006 · Amount on Record |
| Deed Sale | Nov 20, 2006 · Amount on Record |
| Deed Document Number | 2006474794 |
| Prior Transfer Date | Oct 23, 2006 |
| Prior Transfer Doc | 474794 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,770.00 (-25.55%) Homeowner's exemption | $1,398,200 (-) | |
| 2025 | $5,064.00 (+11.76%) Homeowner's exemption | $1,398,200 (+58.9%) | $1,398,200 (+58.9%) Land $620,000 Building $778,200 |
| 2023 | $4,531.00 | $879,900 | $879,900 Land $176,000 Building $703,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
5G and 4G LTE (outdoors only)
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