28780 Summit Dr, Novi, MI 48377 Property Records

Oakland County property record for 28780 Summit Dr, Novi, MI 48377

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,066 sqft · built 1956
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2021)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-12-176-006`

Property Details

APN / Parcel Number

Primary APN	`50-22-12-176-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,066 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	203,861 sqft (4.68 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28780 SUMMIT DR
City	NOVI
State	MI
Zip	48377-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	T1N, R8E, SEC 12 SPRING VALLEY LOT 16
Legal Range	08E
Legal Township	01N
Legal Section	12
Legal Subdivision	SPRING VALLEY
Legal Lot Number	16
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1000
Census Tract	136000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28780 SUMMIT DR, NOVI, MI 48377-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 5, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Dec 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	202159320
Deed Book / Page	55833 / 616
Prior Transfer Date	Nov 6, 2018
Prior Transfer Doc	0000200222
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	28780 SUMMIT DR, NOVI, MI 48377-2938
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28780 SUMMIT DR, NOVI, MI 48377-2938

Mortgage

Document Number	0000122248
Date	Sep 29, 2025
Book Page	60566/224
Instrument	122248

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	28780 SUMMIT DR, NOVI, MI 48377-2938
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 MANOR LN, ELLICOTT CITY, MD 21042-6121

Mortgage

Document Number	0000064293
Date	Mar 12, 2021
Book Page	55866/76
Instrument	64293

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 5, 2021
Property Address	28780 SUMMIT DR, NOVI, MI 48377-2938
Document Number	0000059320
Book / Page	55833 / 616
Map Reference	LB 57 PG 40
Instrument Date	Mar 3, 2021
Instrument	59320
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5060 ELKIN ST, 5060, COMMERCE TOWNSHIP, MI 48382-2943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 MANOR LN, ELLICOTT CITY, MD 21042-6121

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 13, 2018
Property Address	28780 SUMMIT DR, NOVI, MI 48377-2938
Document Number	0000200222
Book / Page	052433 / 000255
Instrument Date	Nov 6, 2018
Instrument	200222
Transaction Type	Transfer
Record Updated	Jan 7, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	28780 SUMMIT DR NOVI MI 483772938, NOVI, MI 48377-2938

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,821.00 (+5.26%)
2023	$5,530.00 (+7.8%) Homeowner's exemption	$172,520	$345,040
2022	$5,130.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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