2878 S Colonial St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2878 S Colonial St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,067 sqft · built 2004
Lot Size	0.181 acres (7,885 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Dec 2021)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-45-239`

Property Details

APN / Parcel Number

Primary APN	`304-45-239`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,067 sqft Living Area
1st Floor Area	1,568 sqft
2nd Floor Area	1,499 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,885 sqft (0.181 acres)
Parking Spaces	3 Parking Spaces
Pool Area	355 sqft
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2878 S COLONIAL ST
City	GILBERT
State	AZ
Zip	85295-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41
Legal Range	06E
Legal Township	01S
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 18
Legal Lot Number	25
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3000
Census Tract	815402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	20211305864
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2021
Property Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711
Document Number	0001305864
Map Reference	MB 573 PG 41
Instrument Date	Nov 30, 2021
Instrument	20211305864
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711

Mortgage

Document Number	0001305865
Date	Dec 9, 2021
Instrument	20211305865

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2021
Property Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711
Document Number	0000780193
Map Reference	MB 573 PG 41
Instrument Date	Jul 8, 2021
Instrument	20210780193
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711

Mortgage

Document Number	0000780194
Date	Jul 19, 2021
Instrument	20210780194

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291362
Date	Apr 6, 2020
Instrument	20200291362

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 24, 2017
Property Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711
Document Number	0000538367
Map Reference	MB 573 PG 41
Instrument Date	Jul 12, 2017
Instrument	2017-0538367
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2878 S COLONIAL ST, 2878, GILBERT, AZ 85295-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2878 S COLONIAL ST, GILBERT, AZ 85295-1711

Mortgage

Document Number	0000538368
Date	Jul 24, 2017
Instrument	2017-0538368

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,460 (-0.78%)	$624,600 (-0.78%) Land $124,900 Building $499,700
2025	$3,056.00 (+3.87%)
2024		$62,950	$629,500 Land $125,900 Building $503,600
2023	$2,942.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AirFiber WISP, Verizon, WeLink Communications.

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