2878 N 2nd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2878 N 2nd St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 776 sqft · built 1957
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (May 2019)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084900-0000`

Property Details

APN / Parcel Number

Primary APN	`084900-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	776 sqft Living Area
Gross Area	896 sqft
1st Floor Area	776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Porch	Enclosed Glass Porch
Porch Area	55 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2878 N 2ND ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-73 PONCE DE LEON HGTS LOTS 28 & 30 BLK 1 OR4723/1646
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	1
Legal Lot Number	28,30
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3012
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
May 14, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	201933125
Deed Book / Page	4723 / 1646
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854

Mortgage

Document Number	0056920768
Date	Jan 10, 2023
Book Page	5692/768
Instrument	2023002125

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Oct 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2872 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854

Mortgage

Document Number	0050881384
Date	Nov 3, 2020
Book Page	5088/1384
Instrument	2020098566

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046391392
Date	Nov 13, 2018
Book Page	4639/1392
Instrument	2018081445

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2033

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 14, 2019
Property Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854
Document Number	0047231646
Book / Page	4723 / 1646
Map Reference	MB 3 PG 73
Instrument Date	May 13, 2019
Instrument	2019033125
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2878 N 2ND ST, SAINT AUGUSTINE, FL 32084-1854

Mortgage

Document Number	2019033126
Date	May 14, 2019
Instrument	2019033126

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,210 (+2.7%)	$182,907 (+4.71%) Land $75,000 Building $107,907
2025	$1,667.00 (+16.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,366 (+8.88%)	$174,673 (+10.16%) Land $75,000 Building $99,673
2024	$1,436.00 (+5.98%)
2023	$1,355.00 (-0.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$130,760 (+3%)	$158,566 (+0.01%) Land $67,500 Building $91,066
2022	$1,362.00 Homeowner's exemption	$126,951	$158,554 Land $56,000 Building $102,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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