2878 N 20th Rd, Seneca, IL 61360 Property Records

LaSalle County property record for 2878 N 20th Rd, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,681 sqft · built 1900
Lot Size	3.29 acres (143,312 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Jan 2010 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-203-000`

Property Details

APN / Parcel Number

Primary APN	`29-26-203-000`
Alternative APN	`25-26-200-004`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,681 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	143,312 sqft (3.29 acres)

Location & Zoning

Street Address	2878 N 20TH RD
City	SENECA
State	IL
Zip	61360-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SEC 26-32-5, COM NW COR NE1/4 E1313.14' POB S 545.20' E333.06' N136.13' W102.45' N414.17' W242.25' POB
Legal Range	05
Legal Township	32
Legal Section	26
Jurisdiction	LASALLE IL
Township / Civil Division	BROOKFIELD
Census Block Group	4
Census Block	4130
Census Tract	963700

Owner

2878 N 20th Rd is owned and occupied by two individuals.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2878 N 20TH RD, SENECA, IL 61360-9568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2878 N 20TH RD, SENECA, IL 61360-9568
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201001318
Date	Jan 21, 2010
Instrument	2010-01318

Lender

Name	USDA
Type	Government Agency
Address	OTTAWA, IL 61350

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 21, 2050

Interest

Rate	4.62%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2878 N 20TH RD, SENECA, IL 61360-9568
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206808
Date	May 25, 2022
Instrument	2022-06808

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2037

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2878 N 20TH RD, SENECA, IL 61360-9568
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205290
Date	Apr 27, 2022
Instrument	2022-05290

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2878 N 20th Rd was $6,999, down 2% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Brookfield Township
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,999.00 (-1.96%)	$153,612 Land $17,834 Building $135,778	$460,836 Land $53,502 Building $407,334
2024	$7,139.00
2023		$135,688 (+13.28%) Land $15,753 Building $119,935	$407,064 (+13.28%) Land $47,259 Building $359,805
2022		$119,782 Land $20,458 Building $99,324	$359,346 Land $61,374 Building $297,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2878 N 20th Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1985–2013)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2878 N 20th Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
digiMax Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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