Seminole County property record for 2878 Joseph Cir, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,279 sqft · built 1996 |
| Lot Size | 0.149 acres (6,509 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Aug 2016) |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-21-31-515-0000-0590 |
| Primary APN | 27-21-31-515-0000-0590 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,509 sqft |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 81 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2878 JOSEPH CIR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 VILLAGE OF REMINGTON PB 49 PGS 73 & 74 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 27 |
| Legal Subdivision | VILLAGE OF REMINGTON |
| Legal Tract | 515 |
| Legal Lot Number | 59 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21317 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4618 EAGLEWOOD DR, ORLANDO, FL 32817-3370 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Mar 16, 2005 · Amount on Record |
| Deed Document Number | 0087370221 |
| Deed Book / Page | 08737 / 0221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2878 JOSEPH CIR, OVIEDO, FL 32765-9227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | SONSHINE TITLE, SUNSHINE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2878 JOSEPH CIR, OVIEDO, FL 32765-9227 |
| Document Number | 0100330743 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 10033/743 |
| Instrument | 2021117079 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,020.00 (-2.97%) | $295,049 (+4.19%) | $295,049 (+4.19%) Land $88,000 Building $207,049 |
| 2023 | $4,143.00 (+82.11%) | $283,178 (+55.66%) | $283,178 (+4.92%) Land $88,000 Building $195,178 |
| 2022 | $2,275.00 Homeowner's exemption | $181,926 | $269,888 Land $88,000 Building $181,888 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 12 (2001–2024) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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