St. Johns County property record for 2878 Adams Rd, #A, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,071 sqft · built 2020 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 013380-0000 |
| Primary APN | 013380-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,071 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 1,123 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Width | 102 ft Width |
| Garage Type | Attached |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2878 ADAMS RD, A |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 10/25 (1)(2) BASS HAVEN SUBDIVISION PT OF LOT 12 101.6FT ON ST JOHNS RIVER X 112FT(EX PTS DB258/631 633 635 654) OR815/853 & 3807/3(Q/C) |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | BASS HAVEN SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21004 |
Source: St. Johns County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2878 ADAMS RD, SAINT AUGUSTINE, FL 32092-8950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 26, 2019 | Deed of Trust, Mortgage US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2878 ADAMS RD, SAINT AUGUSTINE, FL 32092-8950 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2878 ADAMS RD, SAINT AUGUSTINE, FL 32092-8950 |
| Document Number | 0055571158 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 5557/1158 |
| Instrument | 2022048696 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2878 ADAMS RD, SAINT AUGUSTINE, FL 32092-8950 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049501433 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 4950/1433 |
| Instrument | 2020040496 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2878 ADAMS RD, SAINT AUGUSTINE, FL 32092-8950 |
| Document Number | 0047501899 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1097 SANCTUARY COVE DR WEST PALM BEACH FL 334104527, WEST PALM BEACH, FL 33410-4527 |
| Document Number | 0047501899 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 004750/001899 |
| Instrument | 46554 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | 2 20TH ST N # 320, BIRMINGHAM, AL 35203-4002 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Jun 30, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,292 (+2.7%) | $908,474 (-1.46%) Land $137,700 Building $770,774 | |
| 2025 | $5,094.00 (+13.45%) Homeowner's exemption | $367,373 (+5.99%) | $921,963 (+5.64%) Land $137,700 Building $784,263 |
| 2024 | $4,490.00 (+1.86%) | ||
| 2023 | $4,408.00 (+3.11%) Homeowner's exemption | $346,620 (+3%) | $872,777 (+60.7%) Land $137,190 Building $735,587 |
| 2022 | $4,275.00 Homeowner's exemption | $336,524 | $543,099 Land $125,664 Building $417,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 21 (2016–2022) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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