28775 SE Andy St, Boring, OR 97009 Property Records

Clackamas County property record for 28775 SE Andy St, Boring, OR 97009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,899 sqft · built 1977
Lot Size	1 acres (43,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,000 (Feb 2019)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14E31C 00207`

Property Details

APN / Parcel Number

Primary APN	`14E31C 00207`
Alternative APN	`00155744`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Mixed
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,622 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00155744
Street Address	28775 SE ANDY ST
City	BORING
State	OR
Zip	97009-7483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	199 ROOTS 2ND ADD PT LT C
Legal Range	4E
Legal Township	1S
Legal Section	31
Legal Subdivision	ROOTS 2ND ADD
Legal Tract	C
Legal Lot Number	C
Jurisdiction	CLACKAMAS OR
Township / Civil Division	SANDY
Census Block Group	2
Census Block	2021
Census Tract	23300

Owner

Source: Clackamas County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28775 SE ANDY ST, BORING, OR 97009-7483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage · ARM GESA CU
Nov 30, 2019	Deed of Trust, Mortgage · Line of Credit UNITUS CMNTY CU
Feb 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Jul 16, 2004 · Amount on Record
Deed Document Number	20197820
Prior Transfer Date	Mar 12, 2010
Prior Transfer Doc	0000016262
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 15, 2026
Property Address	28775 SE ANDY ST, BORING, OR 97009-7483
Document Number	0000044354
Instrument Date	Oct 9, 2026
Instrument	202644354
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28775 SE ANDY ST, BORING, OR 97009-7483

Mortgage

Document Number	0000044354,
Date	Oct 15, 2026
Instrument	202644354

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28775 SE ANDY ST, BORING, OR 97009-7483
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021943
Date	Mar 27, 2020
Instrument	2020-021943

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	10-Year TN
Max Rate	8.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28775 SE ANDY ST, BORING, OR 97009-7483
Document Number	0000076900
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28775 SE ANDY ST BORING OR 970097483, BORING, OR 97009-7483

Mortgage

Document Number	0000076900
Date	Dec 3, 2019
Instrument	76900

Lender

Name	UNITUS CMNTY CU
Type	Credit Union
Address	PORTLAND, OR 97207-1937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 14, 2019
Property Address	28775 SE ANDY ST, BORING, OR 97009-7483
Document Number	0000007820
Instrument Date	Feb 13, 2019
Instrument	2019-007820
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28775 SE ANDY ST, BORING, OR 97009-7483

Mortgage

Document Number	0000007821
Date	Feb 14, 2019
Instrument	2019-007821

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00 (+7.36%)	$350,882 (+6.09%)	$700,180 (+5.55%) Land $349,720 Building $350,460
2023	$4,906.00	$330,741	$663,378 Land $329,478 Building $333,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORING WATER DISTRICT NO 24 serves 2,500 people · EPA ID OR4100135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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