2877 Rainbow Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2877 Rainbow Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,394 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$47,500 (Jan 2018)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Aug 2023 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-16-031`

Property Details

APN / Parcel Number

Primary APN	`206-16-031`

Interior

Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	2,394 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2877 RAINBOW TRL
City	OVERGAARD
State	AZ
Zip	85933-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ZANE REY MOBILE HOME EST #1 LOT 31
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	ZANE REY MOBILE HOME EST #1
Legal Lot Number	31
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2044
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 430, TAYLOR, AZ 85939-0430
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Special Warranty Deed, Transfer
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SNOWFLAKE MILLS FEDERAL CU
Jan 22, 2018	Warranty Deed, Transfer BARTT D CARTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	20181040
Prior Transfer Date	Feb 24, 2011
Prior Transfer Doc	0000005484
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 10, 2023
Property Address	2877 RAINBOW TRL, OVERGAARD, AZ 85933-5323
Document Number	0000010801
Map Reference	MB 8 PG 39
Instrument Date	Aug 8, 2023
Instrument	2023-10801
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 430, TAYLOR, AZ 85939-0430
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2877 RAINBOW TRL, OVERGAARD, AZ 85933-5323
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015162
Date	Jul 8, 2021
Instrument	2021-15162

Lender

Name	SNOWFLAKE MILLS FEDERAL CU
Type	Credit Union
Address	SNOWFLAKE, AZ 85937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 22, 2018
Property Address	2877 RAINBOW TRL, OVERGAARD, AZ 85933-5323
Document Number	0000001040
Instrument Date	Jan 10, 2018
Instrument	1040
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 430 TAYLOR AZ 859390430, TAYLOR, AZ 85939-0430

Mortgage

Document Number	1041
Date	Jan 22, 2018
Instrument	1041

Lender

Name	BARTT D CARTER
Address	PO BOX 183, ESCALANTE, UT 84726-0183

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$228,382 (-11.47%) Land $24,820 Building $203,562
2026			$257,960 (+10.2%) Land $27,385 Building $230,575
2025	$1,298.00 (+1.56%)	$23,409 (-0.51%) Land $2,393 Building $21,016	$234,081 (-0.52%) Land $23,926 Building $210,155
2024	$1,278.00 (+2.65%)	$23,530 Land $2,498 Building $21,032	$235,303 Land $24,980 Building $210,323
2023	$1,245.00 (+4.8%)
2022	$1,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Sparklight, Verizon.

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