Nassau County property record for 2877 Breakers Dr, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,244 sqft · built 1997 |
| Lot Size | 0.409 acres (17,819 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $975,000 (May 2022) |
| Tax Bill | $9,607 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-30-085B-0024-0000 |
| Primary APN | 00-00-30-085B-0024-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,244 sqft Heated Area |
| Gross Area | 3,079 sqft |
| 1st Floor Area | 2,244 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,819 sqft (0.409 acres) |
| Garage Area | 418 sqft |
| Porch | Open Porch |
| Porch Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2877 BREAKERS DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-8991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | LOT 24 THE BREAKERS @ OCEAN REACH #1 PB 6/44 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | THE BREAKERS @ OCEAN REACH #1 |
| Legal Lot Number | 24 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50205 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2877 BREAKERS DR, FERNANDINA BEACH, FL 32034-8991 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2016 · Amount on Record |
| Deed Document Number | 202245018236 |
| Deed Book / Page | 2564 / 810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 20, 2022 |
| Property Address | 2877 BREAKERS DR, FERNANDINA BEACH, FL 32034-8991 |
| Document Number | 0025640810 |
| Book / Page | 2564 / 810 |
| Map Reference | MB 6 PG 44&45 |
| Instrument Date | May 17, 2022 |
| Instrument | 202245018236 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96069 STONEY CREEK PKWY, 96069, FERNANDINA BEACH, FL 32034-9042 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2877 BREAKERS DR, FERNANDINA BEACH, FL 32034-8991 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,607.00 (+1.17%) Homeowner's exemption | $658,467 (+2.9%) | $764,102 (+6.68%) Land $302,500 Building $461,602 |
| 2024 | $9,496.00 (+1.03%) Homeowner's exemption | $639,910 (+3%) | $716,289 (+15.29%) Land $275,000 Building $441,289 |
| 2023 | $9,399.00 (+95.81%) Homeowner's exemption | $621,272 (+74.68%) Land $198,000 Building $423,272 | $621,272 (+15.18%) Land $198,000 Building $423,272 |
| 2022 | $4,800.00 Homeowner's exemption | $355,666 | $539,398 Land $198,000 Building $341,398 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 112 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 112 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber, T-Mobile.
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