28764 Live Oak Rd, Highland, CA 92346 Property Records

San Bernardino County property record for 28764 Live Oak Rd, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,343 sqft · built 1963
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$773,000 (Sep 2026)
Tax Bill	$8,292 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`1200-161-14-0000`

Property Details

APN / Parcel Number

Primary APN	`1200-161-14-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,343 sqft Living Area
Gross Area	2,721 sqft
1st Floor Area	2,343 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	660 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	28764 LIVE OAK RD
City	HIGHLAND
State	CA
Zip	92346-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5299 LOT 21
Legal Subdivision	TRACT 5299
Legal Tract	5299
Legal Block	3
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3000
Census Tract	7905

Owner

Source: San Bernardino County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Sep 28, 2026	Grant Deed, Transfer LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Jul 25, 2024 · Amount on Record
Deed Document Number	2026251281
Prior Transfer Date	Sep 22, 2026
Prior Transfer Doc	0000251280
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2026
Property Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236
Document Number	0000251281
Instrument Date	Sep 22, 2026
Instrument	2026251281
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,880.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236

Mortgage

Document Number	0000251282,
Date	Sep 28, 2026
Instrument	2026251282

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000251283,
Date	Sep 28, 2026
Instrument	2026251283

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2056

Interest

Max Rate	-1%

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2026
Property Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236
Document Number	0000251280
Instrument Date	Sep 22, 2026
Instrument	2026251280
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28764 LIVE OAK RD, HIGHLAND, CA 92346-5236

Mortgage

Document Number	0000074240
Date	Mar 23, 2026
Instrument	2026-0074240

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,820 (+2%) Land $194,820 Building $459,000
2025	$8,292.00 (+346.77%) Homeowner's exemption	$641,000 (+416.71%) Land $191,000 Building $450,000
2023	$1,856.00 (+1.64%) Homeowner's exemption	$124,054 Land $17,747 Building $106,307
2022	$1,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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