Winneshiek County property record for 2876 River Rd, Decorah, IA 52101 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,288 sqft · built 1982 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (May 2020) |
| Tax Bill | $3,142 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083420001100 |
| Primary APN | 083420001100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 1,288 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 235,224 sqft (5.4 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 192 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2876 RIVER RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 & 1 SE NE |
| Legal Range | 07W |
| Legal Township | 99N |
| Legal Section | 34 |
| Legal Lot Number | 1,4 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | PLEASANT |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950400 |
Source: Winneshiek County records · APN 083420001100
Assessment roll updated October 21, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Feb 05, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VIKING STATE BANK & TRUST |
| Oct 01, 2020 | Intrafamily Transfer, Transfer |
| May 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 20201826 |
| Deed Book / Page | 2020 / 1826 |
| Last Transfer Date | Sep 24, 2020 |
| Transfer Doc | 02020/4063 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/2407 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 2021/2407 |
| Instrument | 2021 2407 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002019/262 |
|---|---|
| Date | Feb 05, 2019 |
| Book Page | 2019/262 |
| Instrument | 262 |
| Name | VIKING STATE BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Oct 01, 2020 |
| Property Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Document Number | 02020/4063 |
| Book / Page | 2020 / 4063 |
| Map Reference | BK 494 PG 5 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 2020 4063 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | May 29, 2020 |
| Property Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Document Number | 02020/1826 |
| Book / Page | 2020 / 1826 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020 1826 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2876 RIVER RD, DECORAH, IA 52101-7619 |
| Document Number | 02020/1827 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 2020/1827 |
| Instrument | 2020 1827 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,142.00 Homeowner's exemption | $304,780 (+14.74%) Land $43,130 Building $261,650 | $304,780 (+14.74%) Land $43,130 Building $261,650 |
| 2024 | $3,142.00 (+6.87%) | ||
| 2023 | $265,620 (+15.26%) Land $42,370 Building $223,250 | $265,620 (+15.26%) Land $42,370 Building $223,250 | |
| 2022 | $2,940.00 Homeowner's exemption | $230,450 Land $35,310 Building $195,140 | |
| 2021 | $230,450 Land $35,310 Building $195,140 |
Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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