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  5. Co Rd 4504

2876 Co Rd 4504, Commerce, TX 75428 Property Records

Hunt County property record for 2876 Co Rd 4504, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,877 sqft · built 2007
Lot Size9.97 acres (434,380 sqft)
Owner2 Individual Names on Record
Last Sale$347,900 (Jul 2024)
Tax Bill$3,384 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone A (high risk)
APN5222-0000-0030-30

Property Details

APN / Parcel Number

Primary APN5222-0000-0030-30
Alternative APNs
  • R82144
  • 82144

Interior

Stories2 Stories
Building Area1,877 sqft Living Area
1st Floor Area957 sqft
2nd Floor Area600 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area434,380 sqft (9.97 acres)

Exterior Amenities

PorchSlab
Porch Area231 sqft
Shed1 Shed
Shed Area700 sqft

Location & Zoning

Street Address2876 COUNTY ROAD 4504
CityCOMMERCE
StateTX
Zip75428-6646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS5222 TRIANGLE ACRES LOT 3 ACRES 9.972
Legal SubdivisionTRIANGLE ACRES
Legal Block1
Legal Lot Number3
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1035
Census Tract960100

Owner

Source: Hunt County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2876 COUNTY ROAD 4504, COMMERCE, TX 75428-6646
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Deed Document Number202413211
Prior Transfer DateFeb 14, 2019
Prior Transfer Doc0000002169
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateSep 14, 2020
Property Address2876 COUNTY ROAD 4504, COMMERCE, TX 75428-6646
Document Number0000015421
Instrument DateSep 11, 2020
Instrument15421
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2876 COUNTY ROAD 4504 COMMERCE TX 754286646, COMMERCE, TX 75428-6646

Mortgage

Document Number15422
DateSep 14, 2020
Instrument15422
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
AmountAmount Recorded
Term180 Months
DueSep 13, 2035

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$325,490 (+14.82%) Land $126,390 Building $199,100$325,490 (+14.82%) Land $126,390 Building $199,100
2024$3,384.00 (-10.05%)
2023$283,480 Land $106,610 Building $176,870$283,480 Land $106,610 Building $176,870
2022$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		100 / 20

May also be available: 360 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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