Okaloosa County property record for 2876 Bama Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,297 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,900 (May 2020) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-8044-5 |
| Primary APN | C56-000-597-8044-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,297 sqft Heated Area |
| Gross Area | 3,574 sqft |
| 1st Floor Area | 2,297 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 150 ft deep x 230 ft wide |
| Garage Type | Mixed |
| Garage Area | 567 sqft |
| Porch | Open Porch |
| Porch Area | 710 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2876 BAMA LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR NE1/4 OF SW1/4 W 745.7 FT TO POB W 270.7 FT N 455.54 FT E 270 FT S 455.54 FT TO POB AND TOGETHER WITH A 50 FT EASE |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 33 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2876 BAMA LN, CRESTVIEW, FL 32539-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 18, 2020 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Oct 25, 2018 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Prior Sale | Mar 11, 2009 |
| Deed Document Number | 3358908 |
| Deed Book / Page | 3462 / 3850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2876 BAMA LN, CRESTVIEW, FL 32539-9015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2876 BAMA LN, CRESTVIEW, FL 32539-9015 |
| Document Number | 0035591771 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 3559/1771 |
| Instrument | 3470395 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 18, 2020 |
| Property Address | 2876 BAMA LN, CRESTVIEW, FL 32539-9015 |
| Document Number | 0034623850 |
| Book / Page | 3462 / 3850 |
| Instrument Date | May 15, 2020 |
| Instrument | 3358908 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,659.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12077 GEORGIANA HWY, 12077, BRANTLEY, AL 36009-5012 |
| Name | Verified Name |
|---|---|
| Address | 2876 BAMA LN, CRESTVIEW, FL 32539-9015 |
| Document Number | 0034623852 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 3462/3852 |
| Instrument | 3358909 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2876 BAMA LN, CRESTVIEW, FL 32539-9015 |
| Document Number | 0033734187 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2876 BAMA LN CRESTVIEW FL 325399015, CRESTVIEW, FL 32539-9015 |
| Document Number | 0033734187 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 003373/004187 |
| Instrument | 3241735 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,414.00 (+4.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $386,923 (+4.92%) Land $84,793 Building $302,130 | $386,923 (-4.03%) Land $84,793 Building $302,130 |
| 2023 | $3,266.00 (-6.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $368,773 (-0.04%) | $403,178 (+9.28%) Land $72,041 Building $331,137 |
| 2022 | $3,493.00 | $368,936 Land $67,328 Building $301,608 | $368,936 Land $67,328 Building $301,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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