28755 Ocean Gateway, Salisbury, MD 21801 Property Records

Wicomico County property record for 28755 Ocean Gateway, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,244 sqft · built 1926
Lot Size	0.603 acres (26,250 sqft)
Owner	Individual Name on File
Last Sale	$196,650 (Jun 2022)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-023690`

Property Details

APN / Parcel Number

Primary APN	`09-023690`
Alternative APN	`023690`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,244 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,250 sqft (0.603 acres)
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023690
Street Address	28755 OCEAN GTWY
City	SALISBURY
State	MD
Zip	21801-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB R
Legal Description	L 26,250 SQFT 28755 OCEAN GATEWAY N OF SALISBURY
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

28755 Ocean Gateway is owned and occupied by an individual who bought it in June 2022.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	28755 OCEAN GTWY, SALISBURY, MD 21801-2001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
May 23, 2019	Grant Deed, Transfer · Construction Mortgage FARMERS BK/WILLARDS
May 18, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Book / Page	5115 / 268
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 21, 2022
Property Address	28755 OCEAN GTWY, SALISBURY, MD 21801-2001
Document Number	0051150268
Book / Page	5115 / 268
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	SWAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28755 OCEAN GTWY, SALISBURY, MD 21801-2001

Mortgage

Document Number	0051150276
Date	Jun 21, 2022
Book Page	5115/276

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	May 23, 2019
Property Address	28755 OCEAN GTWY, SALISBURY, MD 21801-2001
Document Number	0044720465
Book / Page	004472 / 000465
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$25.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 820 FRUITLAND MD 218260820, FRUITLAND, MD 21826-0820

Mortgage

Document Number	44720470
Date	May 23, 2019
Book Page	004472/000470

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WICOMICO MD
Recording Date	May 18, 2018
Property Address	28755 OCEAN GTWY, SALISBURY, MD 21801-2001
Document Number	0043260140
Book / Page	004326 / 000140
Instrument Date	Feb 26, 2018
Transaction Type	Foreclosure
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28755 OCEAN GTWY SALISBURY MD 218012001, SALISBURY, MD 21801-2001

Tax Assessment & Valuation

The 2025 property tax bill for 28755 Ocean Gateway was $1,139.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,100 Land $44,500 Building $98,600	$143,100 Land $44,500 Building $98,600
2025	$1,139.00
2023	$650.00	$65,200 Land $35,500 Building $29,700	$65,200 Land $35,500 Building $29,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28755 Ocean Gateway in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28755 Ocean Gateway is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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