2875 Terry Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 2875 Terry Rd, Laguna Beach, CA 92651

Property Summary

Property Type	Triplex
Details	2,352 sqft · built 1941
Lot Size	0.138 acres (6,035 sqft)
Owner	Individual Name on File
Last Sale	$1,950,000 (Jul 2018)
Tax Bill	$23,962 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`656-164-10`

Property Details

APN / Parcel Number

Primary APN	`656-164-10`

Interior

Units	2 Units
Building Area	2,352 sqft Total Area

Exterior

Year Built	Built 1941
Lot Area	6,035 sqft (0.138 acres)

Location & Zoning

Street Address	2875 TERRY RD
City	LAGUNA BEACH
State	CA
Zip	92651-4129
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	A TR ARCH BEACH HEIGHTS ADD BLK G LOT 29 ARCH BEACH HEIGHTS ADD LOT 29 BLK G(AND LOT
Legal Subdivision	ARCH BEACH HEIGHTS ADDITION
Legal Tract	25
Legal Block	G
Legal Lot Number	29
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4006
Census Tract	62632

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2875 TERRY RD, LAGUNA BEACH, CA 92651-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 20, 2018	Grant Deed, Transfer · ARM FREMONT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Feb 17, 2016
Deed Document Number	2018000266580
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2875 TERRY RD, LAGUNA BEACH, CA 92651-4129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2873 TERRY RD, LAGUNA BEACH, CA 92651-4129

Mortgage

Document Number	0000514998
Date	Sep 22, 2020
Instrument	2020000514998

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 20, 2018
Property Address	2875 TERRY RD, LAGUNA BEACH, CA 92651-4129
Document Number	0000266580
Map Reference	MB7 PG22
Instrument Date	Jun 5, 2018
Instrument	2018000266580
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	63 E 11400 S # 172, 172, SANDY, UT 84070-6705

Mortgage

Document Number	0000266581
Date	Jul 20, 2018
Instrument	2018000266581

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$23,962.00 (+2.79%)	$2,178,274 (+4.18%) Land $2,007,934 Building $170,340
2023	$23,312.00 (+2.37%)	$2,090,793 Land $1,929,964 Building $160,829
2022	$22,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	85 (1979–2026)
Claims Outside the SFHA	34 of 85
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 25 claims Rain/snow/wind Storms, Flooding, Mudslides, Feb 1992 · 15 claims Severe Storms, High Tides & Flooding, Jan 1988 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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