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2875 Southgate Dr, Sumter, SC 29154 Property Records

Sumter County property record for 2875 Southgate Dr, Sumter, SC 29154 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,163 sqft · built 1979
Lot Size2.05 acres (89,734 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Apr 2016)
Tax Bill$1,106 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN223-09-01-011

Property Details

APN / Parcel Number

Primary APN223-09-01-011
Alternative APN
  • 34425

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,163 sqft Living Area
1st Floor Area2,163 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area89,734 sqft (2.05 acres)
Parking Spaces3 Parking Spaces
PorchCovered Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number34425
Old Parcel Number223 09 01 011
Street Address2875 SOUTHGATE DR
CitySUMTER
StateSC
Zip29154-8943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 Z32-41 2.06 AC -
Legal SubdivisionSOUTHGATE SUB
Legal Lot Number49
JurisdictionSUMTER SC
Township / Civil DivisionPRIVATEER
Census Block Group2
Census Block2043
Census Tract1903

Owner

Source: Sumter County records · APN 223-09-01-011

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2875 SOUTHGATE DR, SUMTER, SC 29154-8943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 16, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2016 · Amount on Record
Deed SaleApr 15, 2016 · Amount on Record
Deed Document Number0012204826
Prior Transfer DateJun 12, 2015
Prior Transfer Doc1212001120
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address2875 SOUTHGATE DR, SUMTER, SC 29154-8943
Transaction TypeMortgage
Record UpdatedJul 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013033190
DateJun 27, 2022
Book Page1303/3190
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address2875 SOUTHGATE DR, SUMTER, SC 29154-8943
Document Number0012781491
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2875 SOUTHGATE DR SUMTER SC 291548943, SUMTER, SC 29154-8943

Mortgage

Document Number0012781491
DateDec 22, 2020
Book Page001278/001491
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,106.00 (+1%)$6,880 (-) Land $520 Building $6,360$171,809 (+%) Land $12,880 Building $158,929
2023$6,880 (-) Land $520 Building $6,360$171,804 (-) Land $12,875 Building $158,929
2022$1,095.00$6,880 Land $520 Building $6,360$171,804 Land $12,875 Building $158,929

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850019032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 54% of South Carolina
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Farmers Telephone Cooperative, Inc. (SC)Fiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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