2875 Rose Ave, Watertown, MN 55388 Property Records

Carver County property record for 2875 Rose Ave, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,544 sqft · built 1993
Lot Size	3.01 acres (131,377 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,776 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-0600030`

Property Details

APN / Parcel Number

Primary APN	`10-0600030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,544 sqft Finished Area
Gross Area	5,001 sqft
1st Floor Area	1,536 sqft
Basement Area	1,228 sqft
Finished Basement	1,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	131,377 sqft (3.01 acres)
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	498 sqft
Deck Area	160 sqft
Patio Area	695 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2875 ROSE AVE
City	WATERTOWN
State	MN
Zip	55388-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 07 TOWNSHIP 117 RANGE 025 AKINS ADDITION LOT 002 BLOCK 002
Legal Range	025
Legal Township	117
Legal Section	07
Legal Subdivision	AKINS ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1007
Census Tract	90102

Owner

2875 Rose Ave is owned and occupied by two individuals.

Source: Carver County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2875 ROSE AVE, WATERTOWN, MN 55388-9423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2875 ROSE AVE, WATERTOWN, MN 55388-9423
Document Number	0000659995
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2875 ROSE AVE WATERTOWN MN 553889423, WATERTOWN, MN 55388-9423

Mortgage

Document Number	0000659995
Date	Mar 28, 2018
Instrument	659995

Lender

Name	FIDELITY BK/MI
Type	Bank
Address	EDINA, MN 55435

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 27, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2875 Rose Ave was $4,776 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	Watertown Township
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,776.00 Homeowner's exemption	$523,800 (-3.64%) Land $200,000 Building $323,800	$523,800 (-3.64%) Land $200,000 Building $323,800
2025		$543,600 (+1.59%) Land $180,000 Building $363,600	$543,600 (+1.59%) Land $180,000 Building $363,600
2024	$4,858.00 (+7.38%) Homeowner's exemption	$535,100 (-2.5%) Land $175,000 Building $360,100	$535,100 (-2.5%) Land $175,000 Building $360,100
2023	$4,524.00 Homeowner's exemption	$548,800 Land $175,000 Building $373,800	$548,800 Land $175,000 Building $373,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2875 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2875 Rose Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20

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