2875 Pine Knob Ln, Geneva, FL 32732 Property Records

Seminole County property record for 2875 Pine Knob Ln, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	2 Owner Names on File
Last Sale	$288,700 (Feb 2014)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-19-32-3AD-001W-0000`

Property Details

APN / Parcel Number

Primary APN	`36-19-32-3AD-001W-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	2,962 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	550 sqft
Patio Area	859 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2875 PINE KNOB LN
City	GENEVA
State	FL
Zip	32732-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 TWP 19S RGE 32E BEG 980.85 FT S & 951.39 FT E OF NW COR OF S 1/2 OF NE 1/4 RUN E 634.75 FT S 342.93 FT W 634.75 FT N
Legal Range	32E
Legal Township	19S
Legal Section	36
Legal Subdivision	OSCEOLA BLUFF NORTH 5 ACRE DEV
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

The current owner of 2875 Pine Knob Ln bought it in February 2014.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2875 PINE KNOB LN, GENEVA, FL 32732-9634
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2014 · Amount on File
Deed Sale	Feb 17, 2014 · Amount on File
Prior Sale	Sep 2, 2011 · Amount on File
Deed Document Number	2014017946
Deed Book / Page	08212 / 0644
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2875 PINE KNOB LN, GENEVA, FL 32732-9634
Document Number	0096480599
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2875 PINE KNOB LN GENEVA FL 327329634, GENEVA, FL 32732-9634

Mortgage

Document Number	0096480599
Date	Jul 13, 2020
Book Page	009648/000599
Instrument	73676

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2875 Pine Knob Ln was $3,581 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,581.00 Homeowner's exemption	$294,110	$492,370 Land $102,500 Building $389,870
2023	$3,466.00 (+2.61%) Homeowner's exemption	$277,496 (+3%)	$496,887 (+0.65%) Land $90,000 Building $406,887
2022	$3,378.00 Homeowner's exemption	$269,414	$493,655 Land $90,000 Building $403,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2875 Pine Knob Ln in Zone X, an area of minimal flood risk, though there have been 112 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2875 Pine Knob Ln is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000