Osceola County property record for 2875 Narcoossee Commons Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,762 sqft · built 2023 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,950 (Jun 2023) |
| Tax Bill | $5,471 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-31-5351-0001-0420 |
| Primary APN | 09-25-31-5351-0001-0420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,066 sqft |
| 1st Floor Area | 796 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Heating System | Central |
|---|
| Street Address | 2875 NARCOOSSEE COMMONS WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNS AT NARCOOSSEE COMMONS PB 32 PGS 105-106 LOT 42 |
| Legal Subdivision | TOWNS AT NARCOOSSEE COMMONS |
| Legal Lot Number | 42 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43700 |
Source: Osceola County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2875 NARCOOSSEE COMMONS WAY, SAINT CLOUD, FL 34771-9197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Deed Document Number | 202370368 |
| Deed Book / Page | 6417 / 669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 2875 NARCOOSSEE COMMONS WAY, SAINT CLOUD, FL 34771-9197 |
| Document Number | 0064170669 |
| Book / Page | 6417 / 669 |
| Map Reference | MB 32 PG 105&106 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023070368 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,786.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054 |
| Name | Verified Name |
|---|---|
| Address | 2875 NARCOOSSEE COMMONS WAY, SAINT CLOUD, FL 34771-9197 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,471.00 (+657.76%) | $343,500 (+4,670.83%) Land $50,000 Building $293,500 | $343,500 (+4,670.83%) Land $50,000 Building $293,500 |
| 2023 | $722.00 (+622%) | $7,200 (-) Land $7,200 | $7,200 (-) Land $7,200 |
| 2022 | $100.00 | $7,200 Land $7,200 | $7,200 Land $7,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures