2875 Matthews Rd, Clayton, NC 27520 Property Records

Johnston County property record for 2875 Matthews Rd, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 2013
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jan 2014)
Tax Bill	$1,966 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06E02009O`

Property Details

APN / Parcel Number

Primary APN	`06E02009O`
Alternative APN	`2000175395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000175395
Street Address	2875 MATTHEWS RD
City	CLAYTON
State	NC
Zip	27520-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	85 MATTHEWS FRM P2 78/356
Legal Subdivision	MATTHEWS FARM SUBDIVISION
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2006
Census Tract	41106

Owner

2875 Matthews Rd is owned and occupied by two individuals who bought it in January 2014.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2875 MATTHEWS RD, CLAYTON, NC 27520-3626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit DUKE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2014 · Amount on File
Deed Sale	Jan 17, 2014 · Amount on File
Prior Sale	Dec 7, 2012 · Amount on File
Deed Document Number	2014409187
Deed Book / Page	4403 / 965
Prior Transfer Date	Dec 21, 2011
Prior Transfer Doc	0000335134
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Jul 22, 2026
Property Address	2875 MATTHEWS RD, CLAYTON, NC 27520-3626
Document Number	0000023999
Book / Page	7157 / 302
Instrument Date	Jul 16, 2026
Instrument	202623999
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 MATTHEWS RD, CLAYTON, NC 27520-3626

Mortgage

Document Number	0000023999,
Date	Jul 22, 2026
Book Page	7157/302
Instrument	202623999

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	2875 MATTHEWS RD, CLAYTON, NC 27520-3626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000556328
Date	Dec 29, 2017
Book Page	5082/0454
Instrument	2017556328

Lender

Name	DUKE UNIVERSITY FCU
Type	Credit Union
Address	DURHAM, NC 27705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2875 Matthews Rd was $1,966, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,966.00 (-1.6%)	$314,690 (-) Land $88,000 Building $226,690	$314,690 (-) Land $88,000 Building $226,690
2025	$1,998.00	$314,690 Land $88,000 Building $226,690	$314,690 Land $88,000 Building $226,690
2023	$1,437.00	$183,740 Land $52,800 Building $130,940	$183,740 Land $52,800 Building $130,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2875 Matthews Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2875 Matthews Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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