2875 Main St, Custer, WA 98240 Property Records

Whatcom County property record for 2875 Main St, Custer, WA 98240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,133 sqft · built 2006
Lot Size	8.18 acres (356,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2018)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`555929`

Property Details

APN / Parcel Number

Primary APN	`555929`
Alternative APNs	`400136 045360 0000` `123668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,133 sqft Living Area
1st Floor Area	2,133 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Architectural Style	Mobile Home
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	356,321 sqft (8.18 acres)
Porch	Porch
Porch Area	60 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	555929
Street Address	2875 MAIN ST
City	CUSTER
State	WA
Zip	98240-9546
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R10A
Legal Description	SUB-DIV N 1/2 SCH SEC 36-40-1E-LOT 24-EXC W 50 FT THEREOF-EXC 2 TRACTS IN SW COR SOLD BEHME UNDER AF 907455-1037907-EXC THAT
Legal Range	01
Legal Township	40
Legal Section	36
Legal Subdivision	SUB-DIV N 1/2 SCH SEC 36-40-1E
Legal Lot Number	24
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2026
Census Tract	10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2875 MAIN ST, CUSTER, WA 98240-9546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage BANNER BK
Apr 13, 2018	Quit Claim Deed, Transfer EASTSIDE FNDG
Apr 13, 2018	Grant Deed, Construction Loan · Construction Mortgage EASTSIDE FNDG
Jan 26, 2017	Trustee's Deed, Foreclosure DOCUMENT PROCESSING SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Apr 13, 2018
Deed Document Number	2018-1001596
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2875 MAIN ST, CUSTER, WA 98240-9546
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000700965
Date	Jul 8, 2021
Instrument	2021-0700965

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jan 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2875 MAIN ST, CUSTER, WA 98240-9546
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401829
Date	Apr 15, 2022
Instrument	2022-0401829

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Feb 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 16, 2018
Property Address	2875 MAIN ST, CUSTER, WA 98240-9546
Document Number	2181001596
Instrument Date	Sep 20, 2018
Instrument	1001596
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2875 MAIN ST CUSTER WA 982409546, CUSTER, WA 98240-9546

Mortgage

Document Number	2181001597
Date	Oct 16, 2018
Instrument	1001597

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 13, 2018
Property Address	2875 MAIN ST, CUSTER, WA 98240-9546
Document Number	2180401471
Instrument Date	Mar 28, 2018
Instrument	401471
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6868 VISTA DR FERNDALE WA 982489644, FERNDALE, WA 98248-9644

Mortgage

Document Number	2180401472
Date	Apr 13, 2018
Instrument	401472

Lender

Name	EASTSIDE FNDG
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Amount	Amount Recorded

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 13, 2018
Property Address	2875 MAIN ST, CUSTER, WA 98240-9546
Document Number	2180401470
Instrument Date	Mar 26, 2018
Instrument	401470
Transaction Type	Construction Loan
Record Updated	Jun 1, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,241.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 2237 FERNDALE WA 982482237, FERNDALE, WA 98248-2237

Mortgage

Document Number	2180401473
Date	Apr 13, 2018
Instrument	401473

Lender

Name	EASTSIDE FNDG
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2180401472,
Date	Apr 13, 2018
Instrument	401472

Lender

Name	EASTSIDE FNDG
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Amount	Amount Recorded

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 26, 2017
Property Address	2875 MAIN ST, CUSTER, WA 98240-9546
Document Number	2170102840
Instrument Date	Dec 6, 2005
Instrument	102840
Transaction Type	Foreclosure
Record Updated	Feb 28, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS X2504-017 DES MOINES IA 50328, DES MOINES, IA 50328
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,328.00 (+47.92%)	$561,536 (+34.68%) Land $371,952 Building $189,584	$561,536 (+34.68%) Land $371,952 Building $189,584
2022		$416,934 Land $239,059 Building $177,875	$416,934 Land $239,059 Building $177,875
2021	$2,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Pogozone powered by Neubeam Fixed Wireless	75 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

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