2875 Keystone Rd, Reeds Spring, MO 65737 Property Records

Stone County property record for 2875 Keystone Rd, Reeds Spring, MO 65737

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,344 sqft · built 1990
Lot Size	3.7 acres (161,499 sqft)
Owner	Company Name on Record
Last Sale	$906,200 (Jul 2024)
Tax Bill	$595 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-3.0-05-000-000-001.003`

Property Details

APN / Parcel Number

Primary APN	`12-3.0-05-000-000-001.003`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,499 sqft (3.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2875 KEYSTONE RD
City	REEDS SPRING
State	MO
Zip	65737-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	A TRACT OF LAND DESCRIBED IN SURVEY BOOK 100 PAGE 44.
Legal Range	22
Legal Township	23
Legal Section	05
Legal Subdivision	DEAD MANS HOLLOW
Legal Tract	1
Jurisdiction	STONE MO
Township / Civil Division	RUTH A
Census Block Group	1
Census Block	1057
Census Tract	90606

Owner

Source: Stone County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7842 STATE HIGHWAY V, GALENA, MO 65656-8196
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2023	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Deed Document Number	20247551
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	2875 KEYSTONE RD, REEDS SPRING, MO 65737-7269
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000007
Date	Jan 2, 2026
Instrument	202600000007

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Dec 28, 2023
Property Address	2875 KEYSTONE RD, REEDS SPRING, MO 65737-7269
Document Number	202300014653
Instrument Date	Dec 27, 2023
Instrument	202300014653
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 KEYSTONE RD, REEDS SPRING, MO 65737-7269

Mortgage

Document Number	202300014654
Date	Dec 28, 2023
Instrument	202300014654

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (-23.62%)	$12,150 (-23.78%)	$63,897 (-33.3%) Land $5,997 Building $57,900
2023	$779.00	$15,940	$95,800 Land $32,900 Building $62,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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