2875 Ford St, Oakland, CA 94601 Property Records

Alameda County property record for 2875 Ford St, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,924 sqft · built 1908
Lot Size	0.068 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jul 2020)
Tax Bill	$12,516 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-676-3-2`

Property Details

APN / Parcel Number

Primary APN	`25-676-3-2`
Alternative APN	`025-0676-003-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1980
Architectural Style	Other
Construction Type	Wood
Lot Area	3,000 sqft (0.068 acres)

Location & Zoning

Street Address	2875 FORD ST
City	OAKLAND
State	CA
Zip	94601-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:18 SUBD:THE NORTH ALAMEDA TRACT
Legal Subdivision	THE NORTH ALAMEDA TRACT
Legal Block	18
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3008
Census Tract	406100

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2875 FORD ST, OAKLAND, CA 94601-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	2020165220
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 15, 2020
Property Address	2875 FORD ST, OAKLAND, CA 94601-2125
Document Number	0000165220
Map Reference	MB 19 PG 57
Instrument Date	Jul 8, 2020
Instrument	2020165220
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2875 FORD ST, OAKLAND, CA 94601-2125

Mortgage

Document Number	0000165221
Date	Jul 15, 2020
Instrument	2020165221

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2875 FORD ST, OAKLAND, CA 94601-2125
Document Number	0000091734
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 FORD ST OAKLAND CA 946012125, OAKLAND, CA 94601-2125

Mortgage

Document Number	0000091734
Date	May 8, 2018
Instrument	91734

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 7, 2028

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,516.00 (-1.4%) Homeowner's exemption	$833,463 (+4.04%) Land $250,039 Building $583,424
2023	$12,694.00 Homeowner's exemption	$801,107 Land $240,332 Building $560,775

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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