2875 Fairview Rd, Owenton, KY 40359 Property Records

Owen County property record for 2875 Fairview Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1961
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Aug 2023)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-00-00-005.01`

Property Details

APN / Parcel Number

Primary APN	`019-00-00-005.01`
Alternative APN	`8777`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Area	240 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Deck Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8777
Street Address	2875 FAIRVIEW RD
City	OWENTON
State	KY
Zip	40359-8467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE / LOT
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2015
Census Tract	970201

Owner

Source: Owen County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2875 FAIRVIEW RD, OWENTON, KY 40359-8467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Construction Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Aug 30, 2023	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 11, 2017	Deed, Transfer · Conventional Mortgage WARSAW FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	20231167390
Deed Book / Page	272 / 184
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	2875 FAIRVIEW RD, OWENTON, KY 40359-8467
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 FAIRVIEW RD, OWENTON, KY 40359-8467

Mortgage

Document Number	00M328/480
Date	Aug 30, 2023
Book Page	M328/480
Instrument	1167393

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	2875 FAIRVIEW RD, OWENTON, KY 40359-8467
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M328/457
Date	Aug 30, 2023
Book Page	M328/457
Instrument	1167391

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Oct 11, 2017
Property Address	2875 FAIRVIEW RD, OWENTON, KY 40359-8467
Document Number	DEED251/487
Book / Page	DEED 251 / 487
Instrument Date	Sep 29, 2017
Instrument	2017003128
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3885 FAIRVIEW RD, 3885, OWENTON, KY 40359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 FAIRVIEW RD, OWENTON, KY 40359-8467

Mortgage

Document Number	2017003140
Date	Oct 11, 2017
Instrument	2017003140

Lender

Name	WARSAW FSLA
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (+38.48%)	$151,000 (+37.02%)	$151,000 (+37.02%)
2023	$1,315.00	$110,200	$110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL CO WATER DISTRICT #1 serves 5,934 people · EPA ID KY0210066
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Broadlinc Fixed Wireless	50 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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