2875 E Cove Ln, Maineville, OH 45039 Property Records

Warren County property record for 2875 E Cove Ln, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,869 sqft · built 1990
Lot Size	0.469 acres (20,469 sqft)
Owner	2 Individual Names on File
Last Sale	$262,900 (Sep 2015)
Tax Bill	$8,077 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-15-101-033-0`

Property Details

APN / Parcel Number

Primary APN	`16-15-101-033-0`
Alternative APNs	`1615101033` `940660`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,869 sqft Living Area
Attic Area	185 sqft
Basement Area	185 sqft
Finished Basement	185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Lot Area	20,469 sqft (0.469 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	940660
Old Parcel Number	1615101033
Street Address	2875 E COVE LN
City	MAINEVILLE
State	OH
Zip	45039-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYWOOD 2 LOT# 41
Legal Subdivision	BAYWOOD 2
Legal Block	101
Legal Lot Number	41
Jurisdiction	WARREN OH
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2000
Census Tract	32003

Owner

Source: Warren County records · APN 16-15-101-033-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2875 E COVE LN, MAINEVILLE, OH 45039-8396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2015 · Amount on Record
Deed Sale	Sep 28, 2015 · Amount on Record
Prior Sale	Sep 15, 1994 · Amount on Record
Deed Document Number	0001038629
Deed Book / Page	1038 / 629
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	2875 E COVE LN, MAINEVILLE, OH 45039-8396
Document Number	0000043101
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 08, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2875 E COVE LN MAINEVILLE OH 450398396, MAINEVILLE, OH 45039-8396

Mortgage

Document Number	0000043101
Date	Oct 27, 2020
Instrument	43101

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Deerfield Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,077.00 (+16.92%)	$158,347 (+32.63%) Land $38,500 Building $119,847	$452,420 (+32.63%) Land $110,000 Building $342,420
2023	$6,908.00 (+2.3%) Homeowner's exemption	$119,392 (-) Land $21,753 Building $97,639
2022	$6,753.00 Homeowner's exemption	$119,392 Land $21,753 Building $97,640	$341,120 (-) Land $62,150 Building $278,970
2021			$341,120 Land $62,150 Building $278,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARREN COUNTY serves 99,000 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.