2875 Bardy Rd, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 2875 Bardy Rd, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 2026
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2021)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-160-032-000`

Property Details

APN / Parcel Number

Primary APN	`055-160-032-000`
Alternative APN	`055-160-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,807 sqft
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Construction Type	Wood
Lot Area	193,842 sqft (4.45 acres)
Garage Type	Attached
Garage Area	607 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	055-160-032
Street Address	2875 BARDY RD
City	SANTA ROSA
State	CA
Zip	95404-8479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	76 FORM 55-160-13 & PT TO PT OF 33 PM 4915
Legal Subdivision	PARCEL MAP NO 4915
Legal Block	1
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1002
Census Tract	151503

Owner

Source: Sonoma County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2875 BARDY RD, SANTA ROSA, CA 95404-8479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2021	Grant Deed, Transfer · Commercial Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jul 14, 1989 · Amount on Record
Deed Document Number	202139742
Prior Transfer Date	Apr 10, 2003
Prior Transfer Doc	0000075912
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Oct 2, 2026
Property Address	2875 BARDY RD, SANTA ROSA, CA 95404-8479
Document Number	0000050803
Instrument Date	Sep 25, 2026
Instrument	202650803
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2875 BARDY RD, SANTA ROSA, CA 95404-8479

Mortgage

Document Number	0000050803,
Date	Oct 2, 2026
Instrument	202650803

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2051

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2875 BARDY RD, SANTA ROSA, CA 95404-8479
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 BARDY RD, SANTA ROSA, CA 95404-8479

Mortgage

Document Number	0000010997
Date	Mar 9, 2026
Instrument	2026010997

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 30, 2021
Property Address	2875 BARDY RD, SANTA ROSA, CA 95404-8479
Document Number	0000039742
Map Reference	MB 226 PG 31&32
Instrument Date	Mar 26, 2021
Instrument	2021039742
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3650 LOCLKE CT, PLEASANTON, CA 94566-7567

Mortgage

Document Number	0000039743
Date	Mar 30, 2021
Instrument	2021039743

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Elementary School District	Bennett Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,040 (+2%) Land $552,040
2025	$6,164.00 (+3.42%)	$541,216 (+4.04%) Land $541,216
2023	$5,960.00 (+4.4%)	$520,200 Land $520,200
2022	$5,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENNETT RIDGE MUTUAL WATER COMPANY private · serves 439 people · EPA ID CA4900585
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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