2875 2nd St NW, Naples, FL 34120 Property Records

Collier County property record for 2875 2nd St NW, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,055 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$955,000 (Jun 2021)
Tax Bill	$9,788 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`332500 10 03C22`

Property Details

APN / Parcel Number

Primary APN	`332500 10 03C22`
Alternative APNs	`376906400050724001003` `37690640005`

Interior

Building Area	2,055 sqft Living Area
1st Floor Area	2,055 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft
Pool Area	386 sqft
Deck Area	774 sqft

Location & Zoning

Street Address	2875 2ND ST NW
City	NAPLES
State	FL
Zip	34120-1393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 22 E1/2 OF TRACT 10 AND W1/2 OF TRACT 10
Legal Range	27
Legal Township	48
Legal Section	22
Legal Subdivision	GOLDEN GATE EST UNIT 22
Legal Tract	10
Legal Block	2
Legal Unit	22
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2029
Census Tract	11211

Owner

2875 2nd St NW is owned and occupied by two individuals who bought it in June 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2875 2ND ST NW, NAPLES, FL 34120-1393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage POLICE & FIRE FCU
Apr 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 6, 2017	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	20216087116
Deed Book / Page	5973 / 1715
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0059291014
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2875 2ND ST NW, NAPLES, FL 34120-1393
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 2ND ST NW, NAPLES, FL 34120-1393

Mortgage

Document Number	0059442560
Date	May 11, 2021
Book Page	5944/2560
Instrument	6056208

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 29, 2021
Property Address	2875 2ND ST NW, NAPLES, FL 34120-1393
Document Number	0059731715
Book / Page	5973 / 1715
Map Reference	MB 7 PG 83&84
Instrument Date	Jun 22, 2021
Instrument	6087116
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8083 IBIS COVE CIR, 8083, NAPLES, FL 34119-7749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 2ND ST NW, NAPLES, FL 34120-1393

Mortgage

Document Number	0059731717
Date	Jun 29, 2021
Instrument	5973/1717

Lender

Name	POLICE & FIRE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 16, 2021
Property Address	2875 2ND ST NW, NAPLES, FL 34120-1393
Document Number	0059291014
Book / Page	5929 / 1014
Map Reference	MB 7 PG 83&84
Instrument Date	Jul 21, 2020
Instrument	6040184
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 2ND ST NW, NAPLES, FL 34120-1380

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 6, 2017
Property Address	2875 2ND ST NW, NAPLES, FL 34120-1393
Document Number	0054313849
Book / Page	005431 / 003849
Instrument Date	Aug 31, 2017
Instrument	5448516
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2991 2ND ST NW NAPLES FL 34120, NAPLES, FL 34120

Tax Assessment & Valuation

The 2025 property tax bill for 2875 2nd St NW was $9,788 with a homeowner's exemption, up 3.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,229 (+2.7%)	$853,949 (-3.73%) Land $350,000 Building $503,949
2025	$9,788.00 (+3.77%) Homeowner's exemption	$819,113	$887,048 Land $320,000 Building $567,048
2024	$9,432.00 (-0.04%)
2023	$9,436.00 (-1.66%) Homeowner's exemption	$772,843 (+3%)	$838,109 (+8.47%) Land $267,500 Building $570,609
2022	$9,595.00 Homeowner's exemption	$750,333	$772,648 Land $236,250 Building $536,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2875 2nd St NW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 220 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	220 in force
Nearby Flood Claims	3 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2875 2nd St NW is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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