2875 160th Ave, Everly, IA 51338 Property Records

Clay County property record for 2875 160th Ave, Everly, IA 51338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 1915
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2022)
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`973812400003`

Property Details

APN / Parcel Number

Primary APN	`973812400003`
Alternative APN	`10097381240000300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	475 sqft
Basement Area	1,128 sqft
Finished Basement	200 sqft
Unfinished Basement	1,128 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Cape Cod
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	484 sqft
Deck Area	479 sqft
Patio Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2875 160TH AVE
City	EVERLY
State	IA
Zip	51338-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 AGRICU
Legal Description	PT E 1/2 SE
Legal Range	38W
Legal Township	97N
Legal Section	12
Jurisdiction	CLAY IA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2041
Census Tract	80400

Owner

2875 160th Ave is owned and occupied by an individual who bought it in October 2022.

Source: Clay County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2875 160TH AVE, EVERLY, IA 51338-7503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Line of Credit FARMERS SAVINGS BANK
Sep 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	20222715
Deed Book / Page	2022 / 2715
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Oct 13, 2022
Property Address	2875 160TH AVE, EVERLY, IA 51338-7503
Document Number	02022/2715
Book / Page	2022 / 2715
Instrument Date	Oct 6, 2022
Instrument	2022 2715
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 160TH AVE, EVERLY, IA 51338-7503
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222716
Date	Oct 13, 2022
Instrument	2022 2716

Lender

Name	FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Dec 7, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Sep 20, 2019
Property Address	2875 160TH AVE, EVERLY, IA 51338-7503
Document Number	2019/2472
Book / Page	2019 / 2472
Instrument Date	Sep 11, 2019
Instrument	2472
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 2ND ST, EVERLY, IA 51338-1115

Mortgage

Document Number	02019/2473
Date	Sep 20, 2019
Book Page	2019/2473
Instrument	2473

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2875 160th Ave was $1,966, up 1.1% from the year before.

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Clay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00 (+1.13%)	$214,490 Land $49,420 Building $165,070	$214,490 Land $49,420 Building $165,070
2024	$1,944.00
2023		$202,170 (+51.65%) Land $48,450 Building $153,720	$202,170 Land $48,450 Building $153,720
2022	$1,462.00	$133,310 Land $46,020 Building $87,290
2021			$133,310 Land $46,020 Building $87,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2875 160th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2875 160th Ave is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 81% of Iowa
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 160th Ave

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