28740 Hidden Trl, Silverado, CA 92676 Property Records

Orange County property record for 28740 Hidden Trl, Silverado, CA 92676

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 5,499 sqft · built 2023
Lot Size	0.303 acres (13,214 sqft)
Owner	Individual Name on Record
Last Sale	$3,336,500 (Sep 2023)
Tax Bill	$34,776 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`858-061-22`

Property Details

APN / Parcel Number

Primary APN	`858-061-22`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	3 Half Baths
Building Area	5,499 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	13,214 sqft (0.303 acres)
Garage Area	833 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	28740 HIDDEN TRL
City	SILVERADO
State	CA
Zip	92676-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17388 BLK LOT 35
Legal Tract	17388
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	SILVERADO
Census Block Group	1
Census Block	1029
Census Tract	32041

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28740 HIDDEN TRL, SILVERADO, CA 92676-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	2023000228395
Record Updated	Jun 8, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 19, 2023
Property Address	28740 HIDDEN TRL, SILVERADO, CA 92676-9666
Document Number	0000228395
Map Reference	MB 982 PG 31-45
Instrument Date	Jul 21, 2023
Instrument	2023000228395
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28740 HIDDEN TRL, SILVERADO, CA 92676-9666

Mortgage

Document Number	0000228396
Date	Sep 19, 2023
Instrument	2023000228396

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$34,776.00 (+396.09%)	$3,385,978 (+396.62%) Land $1,462,747 Building $1,923,231
2023	$7,010.00 (+1.82%)	$681,798 Land $681,798
2022	$6,885.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1994–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.9% of the US · above 88% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hidden Trl

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