Frederick County property record for 2874 Station Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,877 sqft · built 2001 |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Sep 2022) |
| Tax Bill | $7,791 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-162869 |
| Primary APN | 03-162869 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,877 sqft Living Area |
| Gross Area | 5,609 sqft |
| 1st Floor Area | 1,931 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 91,040 sqft |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 312 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 162869 |
|---|---|
| Street Address | 2874 STATION RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 2 SECTION 1 2.09 ACRES CATOCTINS DELIGHT |
| Legal Subdivision | CATOCTINS DELIGHT SEC 01 |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 770700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 20, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Mar 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 19, 2017 | Grant Deed, Transfer · Conventional with PMI GEORGE MASON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | May 25, 2017 · Amount on Record |
| Deed Book / Page | 16142 / 1 |
| Prior Transfer Date | Feb 24, 2021 |
| Prior Transfer Doc | 0146680095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 0176620425 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 17662/425 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 0176030361 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 17603/361 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | STEWART TITLE AND ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0138210381 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 13821/381 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 20, 2022 |
| Property Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 0161420001 |
| Book / Page | 16142 / 1 |
| Map Reference | MB 69 FO 14 |
| Instrument Date | Sep 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 0000161429 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 16142/9 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 17, 2021 |
| Property Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 0146680092 |
| Book / Page | 14668 / 92 |
| Map Reference | MB 69 PL 14 |
| Instrument Date | Feb 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 1466895 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 14668/95 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 19, 2017 |
| Property Address | 2874 STATION RD, MIDDLETOWN, MD 21769-9101 |
| Document Number | 0118340395 |
| Book / Page | 011834 / 000395 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2874 STATION RD MIDDLETOWN MD 217699101, MIDDLETOWN, MD 21769-9101 |
| Document Number | 118340403 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 011834/000403 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,000 (+12.95%) Land $148,100 Building $708,900 | $857,000 (-) Land $148,100 Building $708,900 | |
| 2025 | $7,791.00 (+6.32%) Homeowner's exemption | $758,767 (+34.94%) | $857,000 (+52.41%) Land $148,100 Building $708,900 |
| 2024 | $7,328.00 (+8.76%) | ||
| 2023 | $6,738.00 | $562,300 Land $102,500 Building $459,800 | $562,300 Land $102,500 Building $459,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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